Learn about One American Bank Kasasa Cash Checking account here.
Available nationwide, One American Bank is offering a staggering 1.00% APY with a maximum balance of $10,000 on their Kasasa Cash Checking Account.
About One American Bank Kasasa Cash Checking
One American Bank was founded 135 years ago, in 1883. Originally known as the Bank of Centerville, their bank was chartered by early settlers looking to place their life’s financial holdings in a safe institution. Since opening, this bank has maintained a sound and secure financial condition and to this day is an extremely well-capitalized bank. With a strong management team in place and dedicated staff, they continue to proudly service our local communities.
Continue on to learn more about the One American Bank Rewards Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank, or CIT Bank.
One American Bank Kasasa Cash Checking Rate
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Residents nationwide can earn the industry-leading rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 1.00% APY up to $10,000
- Eligible Accounts: Kasasa Cash Checking Account
- Credit Inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $50
- Credit Card Funding: Yes
- Monthly fee: None
(FDIC Insured)
How To Earn Up to 1.00% APY Rate
- Open a Kasasa Cash Checking account from One American Bank
- To Earn 1.00% APY for balance up to $10,000, you must
- Make at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account during the Monthly Qualification Cycle
- Be enrolled in and agree to receive e-Statements, electronic account notices, and disclosures
- Be enrolled in and log into Online Banking
- All balances over $10,000 will earn a 0.25% APY Rate.
Balance Requirement | APY Rate |
$0.01-$10,000 | 1.00% APY |
$10,000+ | 0.25% APY |
Account Features
- Zero monthly service fees
- No minimum balance to earn rewards
- Online banking with Bill Pay
- Free mobile banking and e-Statements
- Visa® debit card**
- Plus, add Kasasa Saver® for an automatic way to save more each month!
Alternative Rewards Accounts To Consider
![]() Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Bottom Line
All in all, the current tiered rates from One American Bank is fantastic if you are able to meet the requirements. Although the maximum balance deposit has lowered to $10,000, the high rates are worth taking a second look at.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on One American Bank’s Free Rewards Checking Account.
Debit card transactions must be $5.00 each or more.
They are the worst institution ever! Was told by bank president my donations to Democratic candidates during 2016 election cycle were not in the spirit of the account. I reported to FDIC and they sent back info about special rules after 4 months membership even though they applied rules after 1 month. run as far as possible.