Check out the latest Oxygen Bank promotions, bonus and referral offers here.
Oxygen is a digital bank that offers banking and lending services for the massive gig-economy and are focused on making banking easy for contractors and freelancers while making returns to employers and private capital investors.
Continue reading below to learn more about its features and services to see if it’s the right one for you.
(Visit the link above to learn more about Oxygen’s features.)
Oxygen Banking Features
Get flexible banking, along with real money cashback and a line of credit. Oxygen has zero monthly fees and no overdraft fees, because your hard-earned money is yours to keep.
Zero monthly fees to weigh you down: no overdraft, monthly or minimal balance fees. As well as no ATM fees at designated locations and bank transfer fees.
- Single-Use and merchant locked virtual cards from within the app
- Card controls and alerts
- Freeze or cancel cards with a tap
- PCI-DSS compliant
- Earn cashback on everyday purchases
- No points, gimmicks or games; just real money
- Record and sort business expenses
- Accounting tools to help you control your budgets
- Nationwide discounted LLC creation
- Control monthly spending and authorized merchants
- SaaS accounting tools integrations
Oxygen Up to $429 Business Checking Bonus
- What you’ll get: $100 + $329 iPad Bonus Offer For Brex Customers
- Account Type: Oxygen Business Account
- Availability: Nationwide
- Direct Deposit Requirement: None
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 11/15/2022)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
- Open a new Oxygen Business Account via Web or Mobile App
- Fund the account $1,000 for a cash bonus. Fund $10,000 and get an additional iPad on us. Must fund within 30 days of account opening and maintain the balance for 30 days.
- Complete 5 debit purchase transactions with the Oxygen Visa® Business Debit Card within 60 days of opening the account
- Qualified Spend transactions mean settled debit purchase transactions on the Oxygen Visa® Debit Card. Bank ACH transfers, Oxygen Bill Pay payments, Oxygen Friends transfers, peer to peer transfers to services such as PayPal, Cash App, or Venmo, and ATM and over the counter transactions do not constitute qualified spend transactions.
- Referee must be a new Oxygen accountholder with no current or prior Oxygen Business account (“Oxygen Business Account”);
- The Referee must use the unique referral link to successfully download the application on mobile and/ or apply on web and be approved for an Oxygen Business Account. Offer is only available to existing Brex small businesses in good standing.
- The $329.00 Retail Value Ipad will be mailed within 15 business days upon successful completion of the Qualified Referral qualifications.
- If the Referee closes their Account for any reason prior to the referral reward payout, Referee will forfeit all related rewards.
- Credits of $10 or more paid to the Referee must be reported on tax form 1099-INT.
- Credits totaling $600 or more paid to Referee must be reported on tax form 1099-MISC.
Oxygen $10 Referral Bonus
Sign up using a member’s referral link to earn a $10 cash bonus for just opening a new Oxygen Deposit Account! To earn the cash bonus, you will need to deposit $200 or more and make a minimum of five debit purchases within 60 days of opening your account!
- What you’ll get: $10 cash bonus
- Your bonus will credit to your Oxygen account within ten business days of qualifying.
- Who is eligible: New users only
- Where it’s available: Oxygen member’s referral link
- How to earn it:
- Sign up using a member’s referral link
- Open an Oxygen Deposit account and deposit $200+
- Make at least five debit purchases using your new card with 60 days
- Offer terms: This offer is only valid for new Oxygen customers with no current or prior Oxygen account.
(Visit the link above to learn more about Oxygen’s features)
Editor’s Note: Feel free to leave a referral link in the Comments section or use an existing referral link below.
*$10 Referral Bonus*
Once your an Oxygen member, you can start referring your friends and family with Oxygen’s Refer-a-Friend program. You can earn $10 bonus for each successful referrals and not only that you will also be giving them $10!
Please keep in mind that if you share your link online publicly, you may be disqualified, so only send your referral link to personal friends and family.
- What you’ll get: $10 bonus for each referral
- Receive your bonus within 10 business days.
- Who is eligible: Oxygen members only
- Where it’s available: Oxygen’s Refer-a-Friend program
- How to earn it:
- Click “Invite-a-Friend” section to access your referral link
- Send your referral link to close family and friends
- Earn your $10 bonus when your referrals:
- Deposits $200+ and uses their new Oxygen debit card five times within 60 days of account opening.
- Offer terms: Earn a maximum of $500 in Oxygen referral bonuses every six months. See full terms here.
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Bottom Line
Whether you’re an individual looking for a great mobile banking experience, starting your practice, Oxygen is a good option to consider. As a freelancer, you can start using a banking system that gives you the power to choose.
*Compare Oxygen Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
If this isn’t the bank for you, you can check out the best bank promotions for more options or read our bank reviews to see in detail which fits you!
$55 easy bonus now.
Get $5.00 after you successfully apply for an account using the referral link below (on your mobile device). Score an additional $50.00 once your Oxygen Account receives $500.00 in deposits and you make 5 purchases with your Oxygen Visa® Debit Card (within 60 days). Virtual card purchases are eligible.
https://oxygenbank.onelink.me/vjPj/e1b11b49