Find the latest Patelco Credit Union CD Rates, offers, and promotions here.
Best CD Rates: 18-23 months Certificate, 5.00% APY, $250 minimum deposit
Availability: Nationwide. Easy membership requirement
Easy Membership Requirement: At the beginning of 2020, Patelco Credit Union reinstated its EMR, making all legal U.S. residents with a valid Social Security number eligible to join. Joining the Financial Fitness Association (FFA) qualifies for membership. Patelco will pay the initial $8 membership fee for the first year. “After the first year, renewal of the FFA membership is your responsibility and is not required to maintain your Patelco membership.” Patelco’s new membership team (800.358.8228 x1212) can facilitate joining FFA.
Credit Inquiry: Unknown
About Patelco Credit Union
Patelco Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 3-months to 60-months with 0.25% to 5.00% APY Rates. By joining Patelco Credit Union and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $250 to open the account.
Right now, they are having a special 18-23 months CD term with 5.00% APY. If you are interested, make sure to read on to learn more about Patelco Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: To be eligible for this promotion you must live or regularly work, worship or attend school in the California cities of Bakersfield, Eureka, McKinleyville, Santa Cruz, Alameda, Contra Costa, El Dorado, Marin, Merced, Napa, Placer, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Solano, Sonoma, Stanislaus, Yolo counties, be a member of one of their select employee groups, attend qualifying universities, or are a family member of a current member. For complete information, be sure to check out their Membership Requirements.
| Term | APY Rate | Minimum Deposit |
| 3-5 Month | 0.25% | $250 |
| 6-11 Month | 0.95% | $250 |
| 12-17 Month | 2.00% | $250 |
| 18-23 Month | 5.00% | $250 |
| 24-35 Month | 2.25% | $250 |
| 36-47 Month | 2.30% | $250 |
| 48-59 Month | 2.40% | $250 |
| 60 Month | 2.50% | $250 |
*Rates Effective As Of 03/27/2023
Patelco Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Patelco Credit Union pays the highest APY rate with a 5.00% APY rate on their 18-23 Months term, which is their current promotion. Patelco Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
(NCUA Insured)
| Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
CD Features
- Guaranteed return on principal
- Compounded dividends paid monthly
- Automatic renewal at maturity
- NCUA insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Patelco Credit Union.
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
All you need to do is to pick your CD term and watch your money grow. Also, you can have peace of mind knowing that Patelco Credit Union is insured up to $250,000 by the NCUA. So sign up for a CD with Patelco Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Today is 5-30-19 is this rate still effective?