If you shop at Old Navy often, it might be a good idea to get an Old Navy Credit Card. There are two types of credit cards through Synchrony Bank that are both eligible for Old Navy Rewards: the Old Navy Visa credit card and the Old Navy credit card. The Old Navy Via credit card can be used anywhere that accepts Visa, while the Old Navy credit card is only accepted at Gap stores.
However, if you want to use one, you have to know how to pay your Old Navy credit card bill on time. Continue reading to find out the different ways you can make a credit card payment with Old Navy.
Old Navy credit card payments can be made online, via mail, or on the phone.
Make a Payment Online
In order to make a payment, you can log into your Old Navy credit card account either online or via the app with the Old Navy bill pay portal. Once you sign in to your account, click on “Make a Payment” from the “Payments” menu.
You will need to have your bank account number and the ABA routing number on hand to pay your bill. Not only can you pay bills online, you can also check account balance, add an authorized user, or sign up for paperless statements.
Make a Payment by Mail
Old Navy accepts regular and overnight payments by mail. In order to make a payment, fill out a check or money order for at least the minimum amount that is due. Be sure to include your Old Navy account number in the memo section on the check or money order so they know where to credit the funds. Depending on the card you have and if you would are doing regular or overnight payments, there is a different address. View the addresses below:
Old Navy Credit Card Regular payment address:
Old Navy Payments
P.O. Box 530942
Atlanta, GA 30353
Old Navy Credit Card Overnight Payment Address:
Old Navy Payments – Synchrony Bank
485 Lake Mirror Road
Building 700, Department 72
Atlanta, GA 30349
Old Navy Visa Card Regular Payment Address:
Old Navy Visa Payments
P.O. Box 960017
Orlando, FL 32896
Old Navy Visa Card Overnight Payment Address:
Old Navy Visa Payments
140 Wekiva Springs Road
Longwood, FL 32779-3604
Make a Payment by Phone
Call 866-450-5294 to make a payment over the phone for free using a checking account and the automated system. In order to complete the payment, be sure to have:
- Your Old Navy account number
- Your bank account number
- Your ABA routing number
What To Do If Your Old Navy Credit Card Payment Is Late
Any of the Old Navy bill pay options stated above can be used to make late payments. Your payment due date is at least 23 days after the end of each billing cycle. If you would like to avoid incurring late fees, be sure to have the minimum payment in before 5 p.m. EST on the due date included in your statement. Any payments made after 5 p.m. are not credited until the next day.
If you make a late credit card payment, you will have to pay a fee of $27 if you have not had any late payments within the previous six billing cycles. A late fee of $37 will be applied if you have had a late payment within the past six billing cycles. However, the late fee will never exceed your minimum payment that was due.
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Bottom Line
The Old Navy Credit Card is perfect for anyone who shops there frequently. You can earn so many great perks, but you must know how to pay it. There are so many ways you can do that, such as paying online, by mail, and by phone!
For more information on Banking, check out the rest of our bank guides right here on HMB! You can also read on the latest Old Navy Promotions or Credit Card Bonuses.
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