Here you will find all the latest Perpay promotions, bonuses, deals, savings and more to help you save on a service that lets you buy now, pay later.
Perpay is a “buy now, pay later” service that doesn’t charge you any interest on your purchases or has any hidden fees. Your purchase is split into smaller payments that are taken directly out of your direct deposited paycheck every pay period.
Perpay reports to credit bureaus, so you can also improve your credit score with on-time payments. Keep reading for more on Perpay and their current offers.
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$100 Welcome Credit
Valid for a limited time, Perpay is offering a $100 credit bonus when you use a referral link to register for a free Perpay account. The welcome bonus will automatically be applied toward your first Perpay purchase. Keep in mind that this offer is only for new members.
Currently, we do not have a referral link, so our readers may feel free to post theirs in the comment section below.
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Give $100, Get $200 Referral Program
If you’re loving this service, then invite your friends, family, and colleagues to Perpay in order to participate in their program where they can earn a $100 welcome credit. If they complete registration, make their first purchase, and their order is shipped out, Perpay will post a $200 bonus credit to your account.
Referral credits will automatically apply to your next purchase:
- Of at least $300 if you’ve never made a purchase with Perpay before.
- Of at least $200 if you have made a purchase with Perpay before.
There is no limit to how many people you can refer nor how many referral bonuses you can earn. See referral program details here.
How Perpay Works
Perpay is an online marketplace with a variety of items including electronics, fashion, beauty, home decor, and much more, from more than 1,000 top brands and the option to pay installments while improving your credit score. There is no credit history check and your spending limit is based on your current income. Here’s how it works:
- Complete your profile to access your spending limit.
- Start shopping.
- Choose from 4, 8, 16, or 18 payments and the frequency of your payments.
- Automatically pay over time for your purchase with a small amount from every paycheck.
- Perpay reports your positive payment history to credit bureaus after four months of timely payments with a combined total of at least $200.
Before you apply for Perpay, make sure you’re eligible for an account:
- Maintain active full-time employment
- Can validate 3 months of employment history
- Be able to set up multiple direct deposits
- Earn a minimum annual income of $15,000
- Have no active bankruptcies
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Bottom Line
Perpay is a great service if you’re looking to get some expensive gifts online as it allows you to purchase the product now and pay in installments that are completely interest free! There is no interest, no fees, and no credit checks.
Other “buy now, pay later” services include Afterpay and Klarna.
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