The Platinum Card® from American Express is newly renovated to provide you the benefits for the frequent traveler who revels in the prestige and luxury the name affords. Right now, you can get 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
The Platinum Card® from American Express
Update 4/15/25: You can currently earn 125k MR points after meeting the spend requirement.
Terms apply. Enrollment is required for select benefits.
Once your unlimited points accumulate, use them whenever you’re ready because your points don’t expire as long as you have this card. Pay with points for travel! Fly anytime, anywhere with no blackout dates or restrictions, or shop online on their website.
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The Platinum Card From American Express Summary
Bonus Available | Earn 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
Terms apply. |
Ongoing Rewards/Benefits | 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X Membership Rewards Points on prepaid hotels booked with American Express Travel. $200 credit per calendar year in baggage fees and incidentals at your chosen airline. $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. Global Lounge Collection to more than 1,400 lounges across 140 countries. |
Foreign Transaction Fees | None (see rates & fees) |
Annual Fee | $695¤ (see rates & fees) |
The Platinum Card From American Express Welcome Offer
Take advantage of the 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
Terms Apply.
Compare the Platinum Card by American Express with its top competitor – the Chase Sapphire Reserve.
What are Membership Rewards Points Worth?
If you book flights with your points directly with an airline or American Express Travel, these points are worth 1¢ per point. Additionally, you can also redeem your points towards Uber rides since it will give you the same value!
But if you want more value per point, you can transfer your points over using the loyalty program. You can get up to 2¢ per point in value by using the transfer partners! The outcome will be rewarding, if you’re willing to search through different booking scenarios with different partners.
Amex Platinum Card Benefits
- Complimentary Statuses and Memberships: Get complementary Gold Elite Status at Hilton and Starwood hotels. Enrollment required for select benefits. Enjoy luxurious resorts and hotels at Hilton and Starwood. Earn bonus points for free nights faster. Also match your status to Marriott Gold status. Plus, get complimentary memberships in Hertz Gold Plus Rewards, Avis Preferred, and National Car Rental Emerald Club Executive.
- Save on Companion Tickets: Enjoy savings on a companion ticket each time you purchase a qualifying Business Class or First Class international ticket with your card. Choose from over 25 participating airlines. Purchase the ticket through Platinum Travel Service or any American Express Travel office. Then, pay with your Platinum card. A $39 fee per ticket applies to your ticket, the companion ticket, each additional ticket, and itinerary change.
- 24/7 Concierge Service and Premium Access: Use this service to call and make reservations. Enjoy an exquisite dining experience with the Amex Platinum Dining Program. Also, Premium Access gets you advanced tickets and preferred seating to theater, concerts, sporting and family events.
- Complimentary Benefits at Fine Hotels & Resorts: When you stay at any of the 975+ Fine boutique, resort and luxury hotels around the world, you’ll receive benefits, such as upgrades, late check-out, and many more with an average total value of $550.
- Travel and Purchase Perks: Get travel accident insurance, car rental loss and damage insurance, roadside assistance, baggage insurance and more. Plus, get purchase protection, return protection, and extended warranty. Terms and limitations apply.
- Amex Offers: As an American Express cardholder, you can participate in Amex Offers. This way, you can get more points and savings across select merchants. Just check your account weekly and add your desired available offers to your card. Then, go shop and you’re on your way to saving hundreds of dollars and earning tons of extra points.
- Terms Apply.
Concierge At Your Service
The Platinum Card® from American Express focuses on the highest level of customer service and assistance just about any time you need it. Ask any question or make any request for the professionals behind the card who may surprise you with what they can accomplish.
- Platinum Card Concierge – The Platinum Card Concierge can make special things happen. Representatives can help you plan ahead with the smallest of details or fulfill last minute requests like confirming a table at the most sought after restaurant that typically requires reservations made well in advance.
- Platinum Travel Service – The Platinum Card is tailored around traveling and it’s only fitting that agents are available to help plan and book your trips as part as their Platinum Travel Service. You’ll receive suggestions and recommendations specifically for your trip, whether it’s for business, a family vacation, or a much needed getaway.
- Premium Roadside Assistance – With Premium Roadside Assistance, you will always have help on the way. Receive 4 complimentary car services a year that includes towing of up to 10 miles, winching, jump starts, flat tire change, lockout service, and delivery of up to 2 gallons of fuel.
- Premium Global Assist Hotline – Get help 24/7 where ever you need it with Premium Global Assist Hotline. Even if you’re across the globe in a country that does not speak your language, you’ll have access to medical, legal, and financial help.
- Card Member Services – Also available 24/7 is Card Member Services to help with your Platinum Card from American Express. Representatives will be able to replace missing cards or can answer questions about your account.
- Terms Apply.
Bottom Line
Although at initial glance the annual fee seems a little hefty, the benefits offered justify the cost.
If you’re on the market for a travel card with all the bells and whistles, The Platinum Card® from American Express is the one.
* The Platinum Card From American Express Card is issued by American Express. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.
![]() The Platinum Card® from American Express offers 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • With American Express Global Lounge Collection you can enjoy access to over 1,400 airport lounges globally, including The Centurion Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express App or visit http://www.americanexpress.com/findalounge#/loungefinder. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. • $199 CLEAR® Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. Terms Apply. |
Good for AMEX!
If you do not stay at luxury hotels often, would the card still be worth the price? I plan on trying a cruise this next year (no hotels) and southwest flights are already pretty cheap.