Saving money can be a big challenge for some people out there. Don’t worry because that’s where Plinqit comes along! They help by putting away money for an emergency fund, travel, car, or anything else you choose. The app then lets you put your savings on autopilot and rewards you for reaching your goals and much more! Continue reading to learn more about what they have to offer.

See all the best personal finance apps here.

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Plinqit Features

As mentioned, Plinqit is an app that helps you save money by easily and automatically saving for you. On top of that, you can get rewarded for reaching your financial goals and learning about personal finances. Here is how it works:

Set goals. Decide what you want to save for, name your savings goal, and designate the amount you want to save.
Set rewards and penalties. If you reach your savings goal, Plinqit will give you a cash reward. If you don’t hit your goal, you’ll have to pay a small penalty. Choose our reward and penalty based on how confident you are of reaching your goal.
Plinqit automatically puts aside money for your savings goal. There’s no need to manually transfer money to your savings account.
Earn more cash rewards for learning about personal finances. Topics include building your credit score, buying your first home, and investing.

Plinqit is free to use, as long as you meet your savings goals. Accounts are either FDIC- or NCUA-insured for up to $250,000.

Up To $25 For Plinqit Referrals

Invite your friends to Plinqit to get a $5 cash bonus with each successful referral. You can receive a maximum of five referral bonuses, for up to $25 in total rewards.

Bottom Line

Plinqit is a great goal-based, automated savings app that makes saving money a lot easier. Members can earn cash rewards for meeting their financial goals, engaging with the platform’s educational content, and even referring new members.

See all the best personal finance apps here.

Qapital is another automatic savings app. The platform rounds up your everyday purchases and puts your excess funds towards the savings goal of your choice. They’re currently offering a $25 welcome bonus and 30-day free trial.