Find an updated list of Ponce Bank promotions, bonuses and offers here.
Currently, they have a up to 4.50% APY CD Rates and 3.25% APY with their High Yield Money Market account. No minimum and no monthly fee, this is America’s highest rate!
About Ponce Bank Promotions
Ponce Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. They employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers and our communities.
I’ll review the offers below.
Ponce Bank CD Rates
- Account Type: CD
- Minimum Balance: $1
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Opening Deposit: $1
- Monthly Fee: None
- Early Withdrawal Penalty: None
| Term | APY Rate | Minimum Deposit |
| 1-Month High Yield CD | 4.50% | $1 |
| 6-Month High Yield CD | 4.00% | $1 |
| 11-Month High Yield CD | 1.21% | $1 |
| 13-Month High Yield CD | 1.31% | $1 |
| 36-Month No Penalty CD | 3.10% | $1 |
| 48-Month High Yield CD | 1.61% | $1 |
| Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Ponce Bank Money Market 3.25% Rate
To earn Ponce Bank’s competitive rate, simply open the account with $1 minimum deposit to earn the competitive interest rate.
- Account Type: High Yield Money Market Account
- Interest Rate: 3.25% APY
- Minimum Balance: $1
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Opening Deposit: $1
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None
(FDIC Insured)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
How to Earn Ponce Bank Rates
- Open a High Yield Money Market Account to get the APY rate.
- Maintain your account balance of just $1.
Why You Should Sign Up For This Account
- Start earning interest on the day your deposit is received
- US-based Contact Center open 7 days a week
- FDIC Insured
- Only $1 to open the account.
Ponce Bank $125 Savings Bonus (Expired)
Earn a $125 bonus at Ponce Bank!
Ponce Bank is offering a $125 bonus when you open a new qualifying savings account.
- Account Type: SaveBetter Savings Account
- Availability: Nationwide
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None Listed
- Early account termination fee: Loss of bonus, if closed within 90 days of account opening
- Closing Account Fee: Amount not specified, if closed within 6 months
(Expires November 30, 2021)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn $125 Bonus
- Join SaveBetter and Use code “WELCOME” when you sign up.
- Earn $25 on your first $5,000 deposit
- Earn an additional $5 for every $5,000 deposit thereafter, up to $125.
- Maintain the minimum daily deposit amount for each level of bonus for a period of at least 90 days
- Earn Interest
- Free Telephone Banking
- Overdraft Protection Options
- Monthly eStatement or Paper
- Free Mobile / Remote Deposit
- Unlimited Online Bill Pay Access
- There are no monthly service fees
- New customers are eligible to receive a discretionary $25 USD bonus cash for the first $5000.00 USD deposited through SaveBetter.com, and $5 USD for each additional $5000.00USD deposited in the same product.
- Each customer is eligible to receive a maximum of $125 USD of bonus cash.
- Customer must maintain the minimum daily deposit amount for each level of bonus for a period of at least 90 days (e.g., a minimum balance of $5000 USD daily to be eligible for a $25USD bonus cash; or a minimum deposit of $10,000USD daily to be eligible for a $30USD bonus).
- Bonus cash to be deposited by SaveBetter LLC into customer’s Customer Account within 30 days after customer qualifies for the offer.
- Offer valid from 06/15/21 to 11/30/21.
- US customers only. Not open to SaveBetter or Deposit Solutions employees.
- SaveBetter reserves the right to terminate this offer at any time and to deny Customer bonus cash for any reason.
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Bottom Line
Ponce Bank offers great promotions for you to earn money over time. You can have peace of mind knowing your money is insured by the FDIC.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $200 bonus, Ponce Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Ponce Bank promotions, bonuses and offers.
does anyone have a referral code for savebetter?
Does Ponce Bankcompoundinterest daily on a 6mo cd…what is the current interest rate
$50 for depositing $25,000. wow.