For residents of FL, NJ, NY, find the latest Popular Community Bank promotions & bonuses here.
Update 12/11/24: There’s currently a $700 checking and savings bonus available through 1/31/25.
About Popular Community Bank Promotions
Proudly serving their customers for over 120 years, Popular Community Bank is redefining banking so that you can bank smarter, happier, and more connected than ever before. Furthermore, they want their customers to have access to unrivaled customer service with innovative technology.
I’ll review Firstrade Promotions below.
Popular Bank $700 Checking & Savings Bonus
- What you’ll get: Up to $700 bonus
- Account Type: Checking & Savings Account
- Availability: FL, NJ, NY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $3-$12; waivable
- Early Account Termination Fee: $25 if closed within 6 months
- Household Limit: None listed
(Expires 01/31/2025)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
EARN BONUSFINE PRINT
- Earn up to $700 bonus for opening a checking and savings account at Popular Bank. Must perform qualifying activities within the given timeframe.
- Earn $150 bonus when you open a new Popular Easy Access Checking account, link two direct deposits (such as your paycheck or government benefits), and make 12 everyday purchases (like your morning coffee) in the first 90 days.
- Or earn $300 bonus when you open a new Popular Everyday Checking account, link two direct deposits (such as your paycheck or pension), and make 12 everyday purchases (like your weekly supermarket run) in the first 90 days.
- Or earn $500 bonus when you open a new Popular Prestige Checking account, link two direct deposits (such as your paycheck or government benefits), and make 12 everyday purchases (like your dinner delivery) in the first 90 days.
- Plus, earn $200 bonus when you open a new Popular Savings account, deposit a minimum of $8,000 in new money in the first 30 days, and keep a $8,000 average monthly balance for two statement cycles. Must have or open a Popular Bank consumer checking account to qualify.
- Minimum opening deposit is $25. For more information please refer to the product disclosures for checking and/or savings accounts.
- Earn a cash bonus by opening a new consumer checking account with new money between October 1, 2024, and January 31, 2025, and by completing the qualifying activities within 90 days of account opening. After the 90-day qualifying period has ended and the qualifying activities have been met, the cash bonus will be deposited into the new consumer checking account within 30 days. The cash bonus offer is as follows: $150 for Easy Access Checking, $300 for Everyday Checking, and $500 for Prestige Checking accounts. Qualifying activities include: At least 2 direct deposits totaling: $500 or more for Easy Access, $1,000 or more for Everyday Checking, & $2,500 or more for Prestige Checking. 12 qualifying debit card transactions include purchases made pin based, signature based, and contactless (mobile or online). Recurring transactions also qualify. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle transactions are not qualifying transactions. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that do not qualify are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo, or others.
- Earn a cash bonus of $200 by opening a new Popular Savings account between October 1, 2024 and January 31, 2025 and funding the account within 30 days of account opening by making one or more deposits totaling at least $8,000 in new money. The $8,000 must be reflected in the end of day balance on day 30 and must be maintained for the following 2 statement cycles. The cash bonus will be deposited into the new Popular Savings account within 30 days after the qualification requirements have been met and verified. Maintain an existing Popular Bank consumer checking account or open a new Popular Banking consumer checking account. New money is defined as deposits not currently held with Popular Bank. Minimum of $25 required to open a checking account and a savings account. The offer is non-transferable, may not be combined with any other checking offers, limited to one per customer, is subject to change, and may be discontinued at any time. Additional terms may apply. Please speak to a bank representative for details.
Popular Bank $750 Business Checking Bonus (Expired)
Open and fund a new Popular Business Checking account and earn a cash bonus of up to $750.
- What you’ll get: Up to $750 bonus
- Account Type: Business Checking Account
- Availability: FL, NJ, NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $15-$55; waivable
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 06/30/2023)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Earn the Up to $750 Bonus
EARN BONUSFINE PRINT
- Open a new business account. Open a new Popular Business Checking account at your nearest branch starting February 21 through June 30, 2023.
- Fund your account. Fund your account with a new deposit within 30 calendar days from account opening.
- Maintain your balance. Maintain your balance for two consecutive statement cycles following the 30-day period when you opened your account.
- Receive your bonus.
- $5,000 – $19,999 qualifying deposit for $250 cash bonus
- $20,000 – $49,999 qualifying deposit for $500 cash bonus
- $50,000+ qualifying deposit for $750 cash bonus
- Popular Business Checking Bonus Cash Offer (the “Offer”) is for a limited time for eligible customers only and may be terminated or discontinued at any time by Popular Bank, at its sole discretion.
- The Offer is not available to existing Popular Bank business checking account customers or to Popular Bank business checking account customers whose accounts have been closed after February 21, 2023.
- The Offer details, including account and deposit eligibility requirements, are outlined as follows: Customers are eligible to receive up to a $750 cash bonus under the following conditions: (1) Beginning February 21, 2023 through and including June 30, 2023, customer must open a qualifying business checking account from one of our Popular Bank Business Packages (Primary, Preferred, or Platinum). (2) Customer must fund the account within 30 days of account opening with a new minimum deposit of $5,000 (i.e., not currently in deposit with Popular Bank) by making one or more deposits.
- The deposit amount must be reflected in the account’s end-of-day balance on day 30. (3) Customer must maintain a monthly average balance in the account for two consecutive statement cycles following the initial 30-day period when the account was opened.
- The average balance amount must meet one of the required qualifying balance tiers to earn the appropriate cash bonus tier.
- The cash bonus offer level is determined by the following qualifying balance levels: $5,000-$19,999 = $250 cash bonus, $20,000 – $49,999 = $500 cash bonus, $50,000+ = $750 cash bonus. (4) Customer account will be credited within 30 days from the end of the month in which all Offer requirements are fulfilled.
- New Popular Bank Business Checking accounts must be open and in good standing at the time any cash bonus earned as part of the Offer is to be credited.
- Any cash bonus will be credited directly to an eligible customer’s new Popular Bank business checking account.
- To be eligible for the cash bonus, U.S. persons must furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification).
- Foreign persons must furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals) or a valid IRS Form W-8BEN-E (Certificate of Beneficial Owner for United States Tax Withholding and Reporting (Entities)).
- Accounts subject to backup withholding are ineligible.
- The cash bonus will be deposited as a credit on your account. Your account will be credited within 30 days from the end of the month in which all Offer requirements are fulfilled.
Popular Community Bank Up To $1,000 Cash Bonus (Expired)
Earn up to a $1,000 Bonus at Popular Community Bank!
Open and fund a Popular Community Bank brokerage or retirement account by July 15, 2020 and get up to $1,000 in Cash Rewards.
- Account Type: Brokerage accounts, Mutual fund brokerage accounts, Individual Retirement Accounts (IRAs), Separately Managed Accounts (SMAs)
- Availability: FL, NJ, NY (Bank Locator)
- Online Trades: Unknown
- Credit Inquiry: Unknown
- Monthly Fee: None
- Bonus Requirements: Fund the applicable amount
(Expires July 15, 2020)
Editor’s Note: Additionally, you can take advantage of other popular brokerage bonuses such as Ally Invest, Chase You Invest, and TD Ameritrade.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| M1 High-Yield Cash Account (4.00% APY) | E*TRADE (Up to $6,000 Cash) |
| WeBull (Free Stocks) | |
Earn the Up to$1,000 Brokerage Bonus
EARN UP TO $1,000 BONUSFINE PRINT
- In order to earn the bonus, book an appointment with an investment professional
- Determine a Bonus tier and account funding that you would like:
- $200 Bonus: Must be funded with $50,000 – 99,999 or more.
- $600 Bonus: Must be funded with $200,000 – 499,999 or more.
- $1,000 Bonus: Must be funded with $500,000 or more.
- Deposit qualifying assets and maintain balance for at least 90 days from the date you qualify.
- Offer effective as of July 15, 2020. To qualify, customers must transfer existing assets to, open and/or fund an Eligible Account (as set forth below) with a minimum of $50,000 or more in cash and/or securities from a non-Popular Bank account or investment account from another institution. Qualifying new assets exclude existing deposits, funds or securities currently held by the customer at Infinex Investments or Popular Bank. Eligible assets must be maintained for at least ninety (90) calendar days from the date the customer qualifies. (Losses due to trading or market fluctuations will not be taken into consideration.)
- Cash reward amounts will be determined by the following tiers:
- For the customer to receive the total cash reward of $200, qualifying new assets ranging from $50,000 to $199,999 must be added to a new or existing (and eligible) Popular Investments account. Customer must maintain the investment balance of qualifying new assets for the above-mentioned 90-day period.
- For the customer to receive the total cash reward of $600, qualifying new assets ranging from $200,000 to $499,999 must be added to a new or existing (and eligible) Popular Investments account. Customer must maintain the investment balance of qualifying new assets for the above-mentioned 90-day period.
- For the customer to receive the total cash reward of $1,000, qualifying new assets of $500,000 or more must be added to a new or existing (and eligible) Popular Investments account. Customer must maintain the investment balance of at least $500,000 for the above-mentioned 90-day period.
- On the 90th day from the date a customer qualifies, Eligible Accounts will be reviewed to determine the total qualifying deposit, and corresponding cash rewards will be issued within 10 business days of review.
- Cash rewards will be issued in one of two ways: 1) For Popular Bank account holders, the cash reward will be credited to the Popular Bank checking or money market account (MMA) of their choosing within 10 business days of review; 2) For customers without a Popular Bank account, a physical check will be mailed to the customer’s address of record within two (2) weeks after the 90-day review. As a current Popular Bank account holder, should you opt to have the cash reward credited to a Popular Bank account, the account must be open and in good standing to receive the cash reward.
- Eligible Accounts: Brokerage accounts, Mutual fund brokerage accounts, Individual Retirement Accounts (IRAs), Separately Managed Accounts (SMAs)
- Ineligible Accounts and Assets: Commercial or institutional accounts, Self-directed accounts, Life insurance, Annuities, Non-publicly traded funds or securities, Commodities or alternative investments*
How To Avoid Monthly Fees
- Prestige Checking: $12 monthly fee waived with $2,000 average monthly balance OR $5,000 combined average monthly deposit balance and other qualifying product balance.
- Everyday Checking: $10 monthly fee waived with $1,000 average monthly balance OR $750 with recurring monthly Direct Deposit.
- Easy Access Checking FL: $5 monthly service fee will always be applied.
- Easy Access Checking NJ: $3 monthly service fee will always be applied.
- Easy Access Checking NY: Lower monthly fee option: If you make 12 or fewer monthly withdrawals, you’ll incur a $3 monthly service fee. Your monthly service fee will increase to $4 if you exceed 12 withdrawals.
Unlimited transaction option: $4 monthly service fee. - Popular Primary Business Checking: $15 or waived with $5,000 average monthly balance
- Popular Preferred Business Checking: $30 or waived with $20,000 average monthly balance
- Popular Platinum Business Checking: $55 or waived with $50,000 average monthly balance
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Bottom Line
Popular Community Bank is great bank to have a brokerage account. Whether you are joining, or referring a friend to join, there are plenty of opportunities to maximize on bonuses.
Furthermore, if you want to check up on the internet’s most complete list of Brokerage Promotions, keep coming back to HMB for more!
Additionally, be sure to bookmark this page and check back often for Popular Community Bank promotions, bonuses, and offers.
It says Bonuses are only once a lifetime. If I received a bonus through this bank with a different checking account does that mean I can apply for this type of account and get the bonus? Or rather once I get any type of bonus I am out of luck.
I just called Popular and they said that you can be a resident of NY, NJ, or FL (not just NY) to open an account and everything can be done online. Also, there is no minimum direct deposit to get the $200 checking account bonus. The other $300 comes from adding $10,000 to the account and maintaining that balance for 60 days. The Popular Everyday Checking Account offers all the same benefits as a Popular Prestige Checking Account with a lower fee avoidance maintenance requirement. Hope this information is helpful. The Sign up today link above takes you to a page that pretty much explains everything quite accurately.
I visited this bank last Saturday.
Two not pleasant things were discovered:
1) you will pay penalty/fee $35.00 for money withdraw /closing account less than 6 months;
2) you will be charged $2.00 for monthly statement unless sign up online and choose paperless option.
Anyway, there is another option to get $300.00 for opening checking account without Direct Deposit , still not bad.
Online account applications are not working.
Thank you for your interest in opening a Popular account.
At this time, we are unable to open your account electronically. To continue your account application, please visit one of our branch locations.
Please access the form provided here, for an explanation of your rights under state and federal laws.
Thanks for the heads up, CheapLife. I’ll be extra nimble with this one.
It says to do an ACH from your existing checking account. A lot of checking accounts charge fees for pushes. Do you think my Ally savings account qualify? Thanks so much.
I went to a branch to open an account and was turned down because I had opened up more than 2 bank accounts in the prior 12 months. However, I went home and was able to open the account online with no problem.
When I did a chase deposit into banco popular it was listed as a transfer not as an ach. Do you know which accounts count as a ach deposit?
It doesn’t say California qualify for the promotion on their official site anymore.
Be careful of these guys if you’re trying to take advantage of the opening bonus: they use the maximum time to clear funds allowed by the FDIC which is 7 days, so if you credit your account you have to wait 7 business days, even though it will say the funds are available and showing as ‘available’ in your account. I tried to make a bill payment a few days after crediting my account with a DD and got charged a $30 NSF fee. They also charge a fee if you close within 180 days, so it all seems setup to recoup as much of the opening bonus as possible.