Available nationwide, the Prism Bank Money Market Account is offering a phenomenal 4.30% APY rate.
Update 2/3/25: The rate has decreased to 4.30% APY from 4.40%.
| Balance Requirement | APY Rate |
| $0.01+ | 4.30% APY |
Prism Bank Money Market Rate
- Account Type: Money Market Account
- Interest Rate: 4.30% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit inquiry: Soft Pull
- Opening Deposit: $1 minimum
- Monthly Fees: None
- Early Termination Fee: None
(FDIC Insured)
Prism Bank ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
How to Earn Rate
- Open a new account with a minimum opening deposit of $1.
- Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
- Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
Why You Should Sign Up For This Account
- No fees. $1 minimum deposit. 24/7 online access to funds.
Bottom Line
Check out this offer from Prism Bank and open an Money Market Account to earn the high rate today!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
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