Prosper Bank Reward Checking Account

For residents of Texas, Prosper Bank is offering up to 2.53% APY with a maximum balance of $25,000 with their free Rewards Checking Account. You’ll enjoy the FREE checking account with NO minimum balance required. Prosper Bank will even refund ATM fees, even if you use other banks’ machines, so your money is always easy to reach. If you live in the state of Texas, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Prosper Bank today!

Western Alliance Bank High-Yield Savings Premier: Available nationwide, the Western Alliance Bank High-Yield Savings Premier account offers 4.30% APY. FDIC insured. Open your account online in five minutes or less. No account activity or maintenance fees. Learn More---Review

Table of Contents

Prosper Bank Rewards Checking:

Sign up Offer
Account Type: Rewards Checking Account
Interest Rate: 2.53% APY
Maximum Balance: $25,000
Availability: Texas (Bank Locator)
Expiration Date: None
Credit Inquiry: Hard pull or soft pull? Let us know
Opening Deposit: $100
Credit Card Funding: Unknown
Direct Deposit Requirement: Optional
Monthly Fee: None
Additional Requirements: receive and review your eStatement, at least 10 debit card transactions, 1 direct deposit, 1 online bill payment or auto debit
Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

Prosper Bank Rewards Checking Features:

FREE checking account
No minimum balance requirements
Earns extremely high dividends
Qualifying accounts get reimbursed up to $20 per month on ATM fees nationwide
To qualify you must have per month: receive and review your eStatement, at least 10 debit card transactions, 1 direct deposit, 1 online bill payment or auto debit

How To Earn Up to 2.53% APY Rate:

Sign up to Prosper Bank Rewards Checking Account to earn 2.53% APY for up to $25,000.
Receive and review your eStatement
Have at least 10 debit card transactions post and clear (ATM processed transactions do not count towards qualifying debit card transactions)
Have 1 direct deposit post and clear
Have 1 online bill payment or auto debit post and clear

Note: Balances over $25,000 earn 0.50% APY. Balances that fail to meet all requirements earn 0.15% APY

Bottom Line:

Prosper Bank is offering a great rewards checking account program for those that are residents of Texas. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

See our favorite Bank Rates to earn high interest!

The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

You'll earn:
• 5x on travel purchased through Chase Travel^SM
• 3x on dining, select streaming services and online groceries
• 2x on all other travel purchases
• 1x on all other purchases
• $50 Annual Chase Travel Hotel Credit
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel^SM

This card carries a $95 annual fee.

Click here to learn how to apply