For those of you who shop at a Ralphs, here’s some good news because they now have a Ralphs Rewards World Mastercard. It is a credit card that has an introductory offer of $100 Cash Bonus after you spend $500 in 90 days.
In comparison to other rewards credit cards, this isn’t that great of an offer. However if you shop here a lot, then the benefits might be worth your while. With the Ralphs Rewards card, you earn points towards free groceries. It offers triple points on Ralphs and Kroger brand products, double points on all other Ralphs and Kroger store purchases and 1x points for everything else.
There is a $0 annual fee and no limit on number of rewards you can earn. If you would like to get some more information over this card, here is some more information below!
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 100K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Ralphs Rewards World Mastercard Summary
| Bonus Available | Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Ralphs Rewards World Elite Mastercard on eligible purchases the first 90 days |
| Ongoing Rewards/Benefits | 5% Cash back on mobile wallet purchases for the first $3,000, then 1% thereafter
3% Cash back on dining and fuel for the first $6,000, then 1% thereafter. 2% Cash back Inside Ralphs Stores 1% Cash back Outside Ralphs Stores |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
Ralphs Rewards Card Bonus
Get $100 cash back when you apply, get approved and spend $500 on eligible purchases in the first 90 days.
Earning Ralphs Rewards
Earn between 1% to 5% for every dollar you spend on eligible purchases made with your Ralphs Rewards card:
- 5% Cash back on mobile wallet purchases for the first $3,000, then 1% thereafter
- 3% Cash back on dining and fuel for the first $6,000, then 1% thereafter.
- 2% Cash back Inside Ralphs Stores
- 1% Cash back Outside Ralphs Stores
Theres no limit to the number of points you can earn.
Redeeming Ralphs Rewards
For every 1,000 reward points you cash in, you get a $5 check. As such, each Ralphs Rewards point is worth $0.005. That’s far below the industry average of $0.01 per point.
Reward checks are cut no less frequently than four times a year, generally when you’ve accumulated the minimum redemption of 1,000 reward points. You can use your reward checks in Ralphs or Kroger stores to buy groceries and other merchandise.
If you haven’t earned enough to redeem, your points will stay in your account for up to 24 months.
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Bottom Line
If you are a looking to earn fast rewards from Ralphs or Kroger, consider signing up for the Ralphs Rewards World Mastercard.
The Ralphs Rewards card is only really good if you shop at Kroger or Ralphs heavily, otherwise you would probably be better off with a general rewards credit card. If you’re interested in more posts like this, check out more U.S. Bank Promotions!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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