There’s nothing better than cash if you want the flexibility to choose where to use the rewards you earn. The Ralphs Rewards World Mastercard offers 5% Cash Back Bonus on purchases at participating Kroger family stores during the first 90 days after account opening, up to $2,500 in net purchases.

If you’re looking for a fantastic card that rewards you on your grocery purchases, this is the card for you. Earn rewards towards free groceries and more! Get 3x points back on Ralphs and Kroger brand products, 2x points on all other Ralphs and Kroger store purchases and 1x points for everything else.

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Table of Contents

Ralphs Rewards World Mastercard Summary

Bonus Available	Get 5% cash back on eligible net purchases at Kroger Family of stores during the first 90 days after account opening, up to $2,500 in net purchases.
*Bonus Value	N/A
Ongoing Rewards/Benefits	3 points for every $1 spent on Ralphs and Kroger brand products. 2 points for every $1 spent on all other Ralphs and Kroger store purchases. 1 point for every $1 spent on all other purchases.
Foreign Transaction Fees	None
Annual Fee	$0

* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.

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Ralphs Rewards Card 5% Cash Back Bonus Offer

Take advantage of the Ralphs Rewards World Mastercard’ 5% Cash Back offer, to qualify for the offer you need to charge at least $2,500 or more within 90 days of opening a new card from Ralphs Rewards.

Here are some ideas on meeting the spending requirements:

Earning Ralphs Rewards

With this card, you will be able to earn between 1-3 points for every dollar you spend on purchases made with your Ralph Rewards card:

3x points on all eligible purchases of Ralphs and Kroger brand products
2x points on all eligible purchases inside Ralphs and Kroger stores (excluding brand products)
1x points on all purchases outside Ralphs and Kroger stores (excluding Ralphs and Kroger Fuel Centers)

Theres no limit to the number of points you can earn.

Redeeming Ralphs Rewards

For every 1,000 reward points you cash in, you get a $5 check. As such, each Ralphs Rewards point is worth $0.005. That’s far below the industry average of $0.01 per point.

These rewards checks are paid out around four times a year, generally when you have accumulated a minimum redemption of 1,000 rewards points. With these checks, you can redeem them for Ralphs or Kroger stores to buy groceries and other purchases. If you haven’t gathered enough points to redeem, then they will stay in your account for up to 24 months.

Bottom Line

The Ralphs Rewards World Mastercard is currently offering a 5% cash back bonus that can be redeemed for free groceries. This is a great card if you tend to shop at Ralphs or Kroger.

On top of that, no foreign transaction fees and no annual fees makes this card a more inviting deal. However, if this credit card promotion is not for you, check out our full list of credit card bonuses for all your credit card needs!

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.