Find the latest Republic Bank CD Rates, Offers, and Promotions here.

Best CD Rates: 5.02% APY 13 Month CD, $1k minimum deposit.

Availability: Nationwide (Locator)

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Table of Contents

About Republic Bank CD Rates

Republic Bank of Chicago is headquartered in OAK BROOK and is the 22nd largest bank in the state of Illinois. It is also the 431st largest bank in the nation. It was established in 1964 and as of June of 2023, it had grown to 289 employees at 19 locations. Republic Bank of Chicago’s money market rates are 12X the national average, and it boasts an A+ health rating.

Term	APY Rate	Minimum Deposit
13 Month CD	5.02%	$1,000

*The above rates are accurate as of 10/31/2023*

Republic Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make. The interest is compounded daily and credited quarterly.

With as little as $1,000 , you can invest in a Republic Bank CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $1,000
Maximum deposit: —
Early withdrawal penalty: Yes

CD Rates at Republic Bank

(FDIC Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Republic Bank CD Features

Get guaranteed growth and interest rate protection while you build your savings and have peace of mind with a strong, predictable return on your investment.
$1,000 minimum deposit to open account (new money required)
Interest is compounded and credited monthly
FDIC insured

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Republic Bank does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

FEATURED CD RATES
Service Credit Union	4.25% APY 9-Month CD	Review
Western Alliance Bank	4.50% APY 3-Month CD	Review
Western Alliance Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.35% APY 15-Month CD	Review
First Tech Federal Credit Union	4.35% APY 13-Month Share Certificate	Review
Quontic Bank	Up to 4.25% APY CD	Review
Western Alliance Bank	4.25% APY 12-Month CD	Review
Ponce Bank	4.25% APY 3-Month High Yield CD	Review
Sallie Mae	4.25% APY 14-Month CD	Review
Ponce Bank	4.15% APY 4-Month No-Penalty CD	Review
Live Oak Bank	4.10% APY 12-Month CD	Review
Live Oak Bank	4.10% APY 12-Month Business CD	Review
First Mid Bank & Trust	4.08% APY 9-Month CD	Review
Alliant Credit Union	4.05% APY 12-Month Certificate	Review
Discover Bank	Up to 4.00% APY CD	Review
Sun Canyon Bank	3.98% APY 11-Month CD	Review
Sallie Mae	3.95% APY 10-Month CD	Review
Western Alliance Bank	3.85% APY 5-Month CD	Review
GreenState Credit Union	3.80% APY 10-Month CD	Review
Blue Federal Credit Union	3.75% APY 9-Month No Penalty CD	Review
Blue Federal Credit Union	3.75% APY 15-Month CD	Review
CIT Bank	3.50% APY 13-Month CD	Review
CIT Bank	3.50% APY 11-Month No-Penalty CD	Review
Southwestern National Bank	3.40% APY 8-Month CD	Review
First Financial Northwest Bank	3.00% APY 12-Month CD	Review
Ponce Bank	3.00% APY 1-Month High Yield CD	Review
CIT Bank	3.00% APY 6-Month CD	Review
CIT Bank	3.00% APY 18-Month CD	Review

This is a great opportunity to invest in a high-interest CD from Republic Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Republic Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.