If you are a resident of Rhode Island and currently looking for great savings rates, then make sure you keep reading. Rhode Island Credit Union has wide array of products to meet your individual needs.
They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 3-months to 42-months with 0.15% to 3.05% APY Rates. They also have a special 18-month CD term with 3.05% APY on $500 balances or more. By joining Rhode Island Credit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Service Credit Union | 4.50% APY 6-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 15-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Live Oak Bank | 4.20% APY 12-Month CD | Review |
Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
Rhode Island Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Rhode Island Credit Union’s Best CD Offer pays the highest APY rate with a 3.05% APY rate for their 18-month term. They currently offer standard CD rates from 3-months to 42-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Rhode Island Credit Union’s CDs and their rates listed below.
CD Special
Term | APY Rate | Minimum Deposit | Specific Term |
18-month CD | 3.05% | $500 | Best 18-Month CD Rates |
Standard CD Rates
Term | APY Rate | Minimum Deposit |
3-Month | 0.15% | $500 |
6-Month | 0.25% | $500 |
12-Month | 1.00% | $500 |
24-Month | 3.05% | $500 |
30-Month | 3.05% | $500 |
42-Month | 3.05% | $500 |
*The above rates are accurate as of 12/13/2018
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as Rhode Island Credit Union offers you various CD terms from 3 to 42 months. Make sure to take advantage of their current 18-Month CD Special 3.05% APY. You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with Rhode Island Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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