RTN Federal Credit Union CD Account Review: 0.30% to 2.15% APY CD Rates

The search for great rates ends here with RTN Federal Credit Union! RTN Share Savings Certificates are a safe and secure way to save your money for a rainy day, or perhaps a special occasion that may be coming up. Terms start at rates of 0.30% APY up to 2.15% APY with low minimum deposits of $1000.

You can open high yield savings certificates at terms from three months to 60 months (five years). The longer the term of the Savings Certificate, the higher rate of interest you’ll earn. Premium rates are paid on investments of $50,000 or more. Dividends are paid and compounded monthly. Not a member? Join RTN today!

RTN FCU Savings Certificate Information:

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• Account Type: High Yield Savings Certificate Account
• APY Rates: 0.30% – 2.15%
• Availability: Nationwide
• CD Lengths: 3 – 60 months
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Opening Deposit: $1000
• Additional Requirements: None
• Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
• Renewal Policy: Yes,you will have 10 days after maturity to withdraw or cancel the automatic renewal.

RTN FCU Savings Certificate Terms:

• 0.30% APY for a 3-Month CD
• 0.45% APY for a 6-Month CD
• 0.70% APY for a 12-Month CD
• 1.25% APY for a 24-Month CD
• 1.55% APY for a 36-Month CD
• 1.80% APY for a 48-Month CD
• 2.15% APY for a 60-Month CD

Why You Should Apply for This Account:

Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new account.

Low Minimum Deposit: As long as you open your CD with at least $1,000, you will earn interest at the highest rate in the country.

Competitive Rate: At 2.15% APY, the CD account earns more than the national average. Interest is also compounded daily and credited monthly.

NCUA Insured: Your RTN Savings Certificate funds are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000 per account by ownership type. Account balances in excess of the amounts insured by NCUA are insured in full by the  Massachusetts Share Insurance Corporation (MSIC).

Other RTN FCU Savings Certificates:

If you have more money to invest and you’re looking for an even higher return on a CD, the same terms are available with a minimum opening deposit of $50,000.

• 0.30% APY for a 3-Month CD
• 0.45% APY for a 6-Month CD
• 0.70% APY for a 12-Month CD
• 1.25% APY for a 24-Month CD
• 1.55% APY for a 36-Month CD
• 1.80% APY for a 48-Month CD
• 2.15% APY for a 60-Month CD

Share Savings Certificate Special: (available for a limited time only!)

• 1.85% APY for a 37-Month CD

Bottom Line:

If you’re looking for excellent rates on credit cards, car loans, consumer loans, mortgages and more, look no further! Check out RTN Federal Credit Union online CD accounts and earn interest rate up to 2.15% APY. With a low opening minimum deposit of $1,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Bank. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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