Find the latest SAFE Federal Credit Union CD Rates, Offers, and Promotions here.
Some of the best SAFE Federal Credit Union CD Rates include their 1.05% APY 24-Month CD.
About SAFE Federal Credit Union
SAFE Federal Credit Union is headquartered in Sumter, South Carolina. Established in 1955, it has grown to over 125,000 members at 19 locations throughout the state. To be eligible for this rate, you must meet the membership requirements below.
| Eligibility: Membership in SAFE Federal Credit Union is open to those who live, work, worship, or attend school in the South Carolina counties of Clarendon, Florence, Kershaw, Lee, or Sumter. Residents of certain census tracts in Lexington and Richland Counties (SC) are also eligible for membership. See current membership details |
SAFE Federal Credit Union offers a wide range of products including CD options. Be sure to compare these rates with the nation’s best rates using our guides: CD Rates | Savings Rates.
*While SAFE Federal Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
SAFE Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
The minimum opening deposit is $1,000. However, with a $100,000 minimum balance, you can invest in the high rate that SAFE Federal Credit Union is offering. They have a wide variety of rates if you can’t meet the high minimum balance. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates below.
- Minimum deposit: $1k, $50k, or $100k
- Maximum deposit: None
- Early withdrawal penalty: Early Withdrawal Penalty is 90 days of dividends.
(NCUA Insured)
| Term | <$50k | $50k+ | $100k+ |
| 24 Month | 1.00% | 1.00% | 1.05% |
SAFE Federal Credit Union CD Features
- Federally insured for up to $250,000 by the NCUA
- Account-holders may withdraw credited dividends at any time without penalty
- Free online and mobile banking
- Account-holders may withdraw funds ten days after their maturity date without penalty
Bottom Line
The special 1.05% APY is a pretty nice rate but it requires a hefty minimum balance. Additionally, being a credit union in one state, this offer is unavailable to most.
This is a great opportunity to invest in a high-interest CD from SAFE Federal Credit Union. However, there are more available offers out there. To get started, compare these rates to our list of best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest SAFE Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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