If you love earning cash back and hate paying annual and transaction fees, then get the best of both worlds with the Santander Ultimate Cash Back Credit Card. With this card, you have an opportunity to earn 3% cash back for first 12 months.
Additionally this card allows you to receive 1.5% cash back on all qualified purchases with annual fee or foreign transaction fee! If you feel like this may be the one for you, continue reading on below for more for a full review the card!
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 100K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months. Enjoy $250 to use on Capital One Travel in your first cardholder year. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Santander Ultimate Cash Back Credit Card Summary
| Bonus Available | None |
| *Bonus Value | None |
| Ongoing Rewards/Benefits | Earn 3% cash back for the first year on qualified purchases, up to $20,000.
Earn 1.5% on cash back on qualified purchases, with no limits on how much you can earn. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
(Visit Santander Bank to apply now)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
PROS
- No annual fee
- No foreign transaction fee
- No limits on what you can earn
CONS
- No welcome bonus available
- Limited cardholder perks
Santander Ultimate Cash Back Credit Card Bonus
Currently, Santander Ultimate Cash Back cardholders can earn 3% cash back on qualified purchases for the first 12 months and unlimited 1.5% cash back thereafter. This is an easy way to rack up cash that can be redeemed for statement credit, gift cards, electronic certificates, or merchandise.
Santander Ultimate Cash Back Credit Card Benefits
- Manage cards: Create/change PIN, activate debit and credit cards, put a misplaced card on hold, report a card lost or stolen, and request replacements. Do all this and take control with the highly rated Mobile Banking App.
- Manage alerts: Select and customize the alerts you want to receive, with customizable alerts on Account Deposit(s), Debit(s), Low Balance, Available Credit, and more; plus, refine alert settings, and choose whether to receive them via text, email, or both.
- Security: Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more. Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold. Rest easier with our Online Banking Guarantee. Rely on FDIC Insurance coverage up to applicable limits.
- Go paperless: Cut the clutter and forget the fees by choosing paperless statements, which are electronic replacements for the statements you receive in the mail.
Bottom Line
The Ultimate Cash Back Credit Card from Santander Bank is perfect for those who want to earn cash back on their everyday purchases. Additionally, there are a lot of perks and benefits that you do not want to miss out on.
If you’re interested, be sure to check out on what more Santander Bank has to offer you by checking out our post on Best Santander Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses!
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