Find an updated list of St. Charles Bank & Trust Company promotions, bonuses and offers here.
Update 2/5/25: There is a new expiration date of 7/31/25 for the $300 Checking and $200 savings bonus combo.
About St. Charles Bank & Trust Company Promotions
St. Charles Bank & Trust Company is headquartered in Saint Charles, Illinois and was founded in 1987. Since then they have grown to 8 locations and boast an A health rating.
I’ll review the current St. Charles Bank & Trust Company Promotions below.
St. Charles Bank & Trust $500 Checking & Savings Bonus
St. Charles Bank & Trust Company is offering a $500 bonus when you open a qualifying Checking and Savings Account and meet account requirements.
- What you’ll get: $500 bonus
- Account Type: Checking and Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Household Limit: None
- Closing Account Fee: None listed
(Expires 07/31/2025)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn $500 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- $300 bonus: Open a Total Access Checking Account
- $100 required to open
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- $200 bonus: Open a Statement Savings Account
- No required minimum to open
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 7/31/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
- Statement Savings Bonus Qualifications. (i) Open new Statement Savings account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Esavings200 when applying online; (iii) deposit $15,000 or more of new money (defined as money not currently held at any WTFC location); & (iv) maintain minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month the new account is opened (‘Qualification Period’). New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
St. Charles Bank & Trust Company $300 Business Bonus (Expired)
Earn a $300 Checking Bonus
St. Charles Bank & Trust Company is offering a $300 bonus when you refer a friend or a family member to open a qualifying Business Account and meet account requirements.
- Account Type: Business Account
- Availability: IL
- Household Limit: None
- Closing Account Fee: If account is closed within 6 months from date of opening, early termination fee may apply
(Expires December 31, 2021)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn $300 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Entrepreneur Checking account from August 1, 2020 through December 31, 2020
- Let teller know you are aware of this Entrepreneur Checking account bonus offer at account opening
- Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened
- Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period
- Enroll in online banking and activate e-statements within the Qualification Period
- This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees
- Limit 1 bonus payment per customer, regardless of the number of accounts opened
- If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location
- If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment
- If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid
How To Waive Monthly Fees
- Total Access Checking: None
- Access Plus Checking: $10 monthly fee. Must have $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25 monthly fee. Must have $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Statement Savings: $5 monthly fee. Must have $200 minimum daily balance
- Money Market: $15 monthly fee. Must have $2,500 minimum daily balance OR $5,000 average daily balance for the monthly cycle
- Junior Savers Statement Savings: $5 monthly fee. No minimum balance required after account opening until the age of 22
- MaxSafe Money Market: None
- Entrepreneur Checking: $15 monthly fee. Must have more than 75 transactions, require a $1,500 minimum average collected balance.
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Bottom Line
Currently, St. Charles Bank & Trust Company is offering a generous promotion for qualifying checking accounts. Additionally, if you are looking to join this bank, they are offering this checking promotion for a limited time. Be sure to take advantage of this promotion interests you. However, be sure to see whether or not this has a soft or hard pull.
Additionally, leave a comment below informing us about your experience with this credit union. Your feedback is highly appreciated and makes our site even better!
Additionally, CDs and Savings Accounts are a great way to earn and save money. Furthermore, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare St. Charles Bank & Trust Company Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
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