Find the latest St Jeans Credit Union CD Rates, Offers, and Promotions here.
Some of the best CD Rates this credit union offers include their 2.25% APY 11-Month CD.
About St Jeans Credit Union
St Jeans Credit Union is headquartered in Lynn, Massachusetts. It was established in 1910 and has grown to roughly 19,000 members. They have 5 locations throughout the state. To be eligible for these rates, you must become a member to the credit union.
A member can be an individual, corporation, partnership, trust or other organization. A member must purchase and keep at least one share in the Credit Union at all times. Before you can join the Credit Union, they must be able to determine your eligibility by reviewing your credit or obtaining your employment history.
St. Jeans Credit Union offers a vast array of products including CD options for all of your financial needs. One of the benefits of a CD account is that they require very little maintenance. Additionally, they usually offer better rates than traditional savings rates. If you would like to compare these rates to some of the nation’s best, use our guides: CD Rates | Savings Rates.
*While St. Jeans Credit Union does have competitive rates, I recommend to take a look at Discover Bank Promotions here.
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St Jeans Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually, the higher the term the higher the rate.
With $500, you can invest in a St Jeans Credit Union CD account to maximize your earnings. However, there are different tiers for the rates. For the full tables and breakdown of the rates, check out the CD rates below. Keep in mind, to earn the special 11-month rate, all you would need is $500.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Unknown
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 3 Months | 0.35% | $500 |
| 6 Months | 0.60% | $500 |
| 9 Months | 0.95% | $500 |
| 12 Months | 1.90% | $500 |
| 18 Months | 2.00% | $500 |
| 24 Months | 2.10% | $500 |
| 36 Months | 2.25% | $500 |
| Term | APY Rate | Minimum Deposit |
| 3 Months | 0.40% | $50,000 |
| 6 Months | 0.65% | $50,000 |
| 9 Months | 1.00% | $50,000 |
| 12 Months | 1.90% | $50,000 |
| 18 Months | 2.00% | $50,000 |
| 24 Months | 2.10% | $50,000 |
| 36 Months | 2.25% | $50,000 |
| Term | APY Rate | Minimum Deposit |
| 3 Months | 0.45% | $75,000 |
| 6 Months | 0.70% | $75,000 |
| 9 Months | 1.05% | $75,000 |
| 12 Months | 1.90% | $75,000 |
| 18 Months | 2.00% | $75,000 |
| 24 Months | 2.10% | $75,000 |
| 36 Months | 2.25% | $75,000 |
CD Special
| Term | APY Rate | Minimum Deposit |
| 11-month CD | 2.25% | $500 |
St Jeans Credit Union CD Features
- Low minimum balance requirement
- Competitive rates
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. However, with the current rates and minimum deposits, I would only recommend the 11-month term because of the extremely competitive rate on such a low balance.
This is a great opportunity to invest in a high-interest CD from St. Jeans Credit Union.
With this being a credit union in one state, this rate would be unavailable to most. However, for those who qualify this could be an opportunity for you. Additionally, leave a comment below informing us of any information regarding this credit union. With your help, we can improve the experience on this site for other readers.
Additionally, check back often for the latest St Jeans Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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