St. Paul Federal Credit Union Checking Promotion: 4.99% APY Rate (MN)

For residents of Minnesota, St. Paul Federal Credit Union is offering up to a 4.99% APY on a checking account. Simplify and Earn! Now you can simplify your life and earn up to 4.99% APR* on your St. Paul Federal Credit Union checking account for balances up to $20,000, just for utilizing debit card, eStatement, and direct deposit services. Simply Checking is an interest-bearing checking account with no minimum balance requirements and offers a free VISA® ATM/Debit Card, access to cash Worldwide using any ATM that accepts VISA, and accounts are insured to at least $250,000 and backed by the full faith of the U.S. Government!

Eligibility: Must live, attend school, worship or work in Minneapolis, MN or St. Paul, MN (or be a relative or family member of somebody who is already a St Paul’s member)

BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review
*Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening.

Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review

Table of Contents

St. Paul FCU Account Info:

Sign up Offer
Account Type: Checking
Interest Rate: 4.99% APY
Maximum Balance: $20,000
Availability: MN (Bank Locator)
Expiration Date: None
Credit Inquiry: Hard Pull
Opening Deposit: $20
Credit Card Funding: Unknown. Let us know.
Direct Deposit Requirement: Yes
Monthly Fee: $0
Additional Requirements: Applies to first 10 debit card purchases each statement cycle only, and eStatements.
Closing Account Fee: None

How to Receive St. Paul FCU Rate:

Open a checking account from St. Paul Federal Credit Union.
Make at least 20 debit card purchase transactions per statement cycle to qualify.
Earn 2.99% APR on balances up to $10,000 when you use your debit card to make at least 20 purchases per month.
Earn 3.99% APR on balances up to $15,000 when you use your debit card to make at least 40 purchases per month.
Earn 4.99% APR on balances up to $20,000 when you use your debit card to make at least 60 purchases per month.
Sign up for eStatements and login to eBanking monthly
Have a recurring direct deposit into your checking account.
Your enrollment is automatic when the requirements are met each month.
Bonus Rate of up to 4.99% APR will be paid on balances up to $20,000 as long as cycle requirements are met.

Bottom Line:

If you live in Illinois, check out this offer from St. Paul Federal Credit Union. When you open a checking accoun you can earn up to 4.99% APY! When you make a minimum of 20 debit card purchases, sign up for eStatements, and login to eBanking monthly you qualify for this offer. Take advantage of this checking account with no minimum balance requirements today! For more bank offers, see the complete list of Best Bank Rates!

American Express Blue Cash Preferred card

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.

You'll earn
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.

Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees)

Terms Apply.

Click here to learn how to apply