Find all the current State Bank of the Lakes promotions, bonuses, and offers here.
For Illinois residents, find the latest State Bank of the Lakes promotions & bonuses with offers ranging from $300+ when opening a new bank account.
Update 2/5/25: The $300 checking bonus now has a new expiration date of 7/31/25.
About State Bank of the Lakes Promotions
State Bank of The Lakes is a real community bank serving, investing in, and giving back to the neighborhood its part of. The bank accepts deposits, makes loans, etc.
I’ll review the current State Bank of the Lakes promotions below.
State Bank of the Lakes $300 Checking Bonus

Earn a $300 bonus at State Bank of the Lakes!
State Bank of the Lakes is offering new members a $300 bonus when they open a new checking account and meet the requirements.
- Account Type:
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 07/31/2025)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $300 Bonus
- Open a new Total Access Checking account now and get a $300 bonus when you
- Enroll in online banking
- Activate e-statements through bank’s website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 7/31/25. Offer not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Your account opening date is the business day that we open your account. If your account is opened on a non-business day (weekends and federal holidays), your account opening date is the next business day. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
State Bank of the Lakes $300 Business Checking Bonus (Expired)

Earn a $300 bonus at State Bank of the Lakes!
State Bank of the Lakes is offering new members a $300 bonus when they open a new checking account and meet the requirements.
- Account Type: Entrepreneur Checking
- Availability: IL
- Early account termination fee: Unknown
- Household limit: 1
(Expires December 31, 2021)
Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
U.S. Bank Business Checking ( $500 or $900 Bonus) |
How To Earn $300 Bonus
- To get $300, open a new Entrepreneur Checking account by 12/31/21
- deposit and maintain $1,500 or more in new money,
- complete five qualifying transactions,
- enroll in online banking,
- and activate e-statements within the qualification period.
- Entrepreneur Checking Bonus Information. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Entrepreneur Checking Account Information. Performing over 75 monthly transactions requires $1,500 minimum average collected balance to avoid a $15 monthly fee.
- Entrepreneur Checking Bonus Qualifications. (i) Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021; (ii) tell us you are aware of this Entrepreneur Checking account bonus offer at account opening; (iii) Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (“Qualification Period”); (iv) Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
How To Waive Monthly Fees
- Total Access Checking: None
- Clubs Checking: None
- White Sox Checking: None
- Student Checking: None
- Depaul Checking: None
- NorthWestern Wildcats Checking: None
- Chicago Checking: None
- Money Smart Checking: None
- Chicago Red Stars Checking: None
- Access Plus Checking: $10 monthly fee. Waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25 monthly fee. Waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Platinum Preferred Checking: $10 monthly fee. Waived with $1,000 minimum daily balance
- NorthWestern Wildcats Checking: $10 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee.
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. If you are in Illinois, visit your local State Bank of the Lakes for more information!
Are you interested in saving money through a CD or Savings Account? Check out our list of the best Bank Rates and CD Rates so you can start saving today.
Compare State Bank of the Lakes Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo and more!
*Check back often for the latest State Bank of the Lakes promotions, bonuses, and offers!
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