State Department Federal Credit Union CD Rates: 5.20% APY 15 Month Term (Nationwide)

Find the latest State Department Federal Credit Union CD Rates, Offers, and Promotions here.

Update 3/29/24: The 15 month term yields a competitive rate. With rate cuts expected this year, locking in a competitive rate CD is one of the safest routes to growing your money. For alternative, we recommend  Alliant Credit Union and Rising Bank.

Best CD Rates: 5.20% APY 15 Month Term, $1000 Minimum Deposit

Availability: Nationwide

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About State Department Federal Credit Union

State Department Federal Credit Union is headquartered in Alexandria, Virginia and was founded in 1935. Since than it has grown to 6 locations, offers CD rates that are 3X the national average, and boast an A health rating.

They have a wide array of products to meet your individual needs and are proud to be a financial institution that can serve all your financial needs, and care about how those needs are met.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While State Department Federal Credit Union does have competitive rates, their product line can still be considered limited. I recommend you take a look at Discover Bank Promotions here

State Department FCU CD Rates

An IRA is a tax-deferred retirement account for an individual that permits individuals to set aside money each year. Usually the longer of a term, the higher APY rate you make.

With a low minimum deposit of $500, you can invest in a State Department FCU IRA account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, make sure to check out our CD rates below.

• Minimum deposit: $500
• Maximum deposit: No Limit
• Early withdrawal penalty: Forfeit the lesser of 180 days of dividends on the amount withdrawn or the amount of dividends earned

(FDIC Insured)

CD Rates

*The above rates are accurate as of 3/29/2024*

CD Features

• Online Banking
• Bill Pay
• Visa Debit Card
• e-Statements
• Direct Deposit
• Access to nearly 29,000 ATMs through our CO-OP ATM network
• Monitor your account with Alerts
• Telephone banking through Account
• Mobile Banking

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500 and earn their current rates with State Department Federal Credit Union.

This is a great opportunity to invest in a high-interest CD from State Department Federal Credit Union. However, you may want to compare them with our best CD Rates:

• 6-Month CD Rates
• 9-Month CD Rates
• 12-Month CD Rates
• 18-Month CD Rates
• 24-Month CD Rates
• 36-Month CD Rates
• 48-Month CD Rates
• 60-Month CD Rates
• No Penalty CD Rates

Check back often for the latest State Department Federal Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.