Making banking affordable and easy for students with a waived monthly maintenance fee and Cash Back Deals, the SunTrust Essentials Student Checking Account is the way to go for any student!
To open an account you’ll need proof of active enrollment for your five year student waiver. Enjoy mobile banking, digital payments and a personal banking resource center. Read on if you’re interested in banking with SunTrust today!
 • Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Requirements
- Minimum Opening Deposit of $100
- For a five year student waiver, proof of active enrollment is required
The Benefits
- Waived Monthly Maintenance: Avoid the maintenance fee of $7, for up to 5 years.
- Mobile Banking: Enjoy fee-free online and mobile banking with bill pay and mobile deposit.
- Digital Payments: SunTrust is compatible with Apple Pay, Samsung Pay, SunTrust Masterpass and Zelle – all easy, safe and secure ways to pay digitally.
- SunTrust Deals: Cash back just by using your SunTrust credit or debit card when you make purchases at hundreds of participating retailer.
- Personal Banking Resource Center: Bank with confidence by using SunTrust’s Resource Center. Topics include protecting your social security number, managing your budget with your credit card, and tips for traveling cheap.
The Fees
- Monthly Maintenance: $0 with proof of active student enrollment for up to 5 years.
- Non-SunTrust Bank ATM (domestic): $3 per transaction, plus operator fees.
- Non-SunTrust Bank ATM (international): $5 per transaction, plus 3% of transaction, plus operator fees.
- Overdraft/NSF: $36 per paid or returned item, max 6 items per business day. SunTrust will waive this fee on transactions that are less than $5.
- Extended Overdraft: $36 per day, after 5 consecutive business days in the red.
- Overdraft Protection Transfer: $12.50 per day for each day a transfer is required.
- Paper Statement: $3 per monthly billing cycle.
- Early Closure: $25, if closed within the first 6 months.
- Overdraft Closure: $30, if closed in overdraft.
Bottom Line
For students who are looking for a checking account, check out the SunTrust Essentials Student Checking! Enjoy features such as SunTrust Deals for cash back, digital payments and more. With your account your monthly maintenance fee will be waived with proof of active enrollment for up to 5 years.
Please note that you must provide proof of enrollment when opening your account. Check out more Best Student Checking Accounts here on HMB!
 | BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
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