Find the latest SoFi promotions & offers on Swagbucks. Get award-winning banking. Earn more on your money, plus, pay no account or overdraft fees.

Update 7/9/24: Offer still available. The offer has recently increased to $230 (from $200) – Rakuten has this offer at $250 cash back, MyPoints at 39,100 points all in addition to Sofi’s current $325 offer.

Editor’s Note: If you don’t have a SwagBucks account, sign up today with our referral link and earn a $10 bonus!

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Get $230 Back w/ SoFi Checking & Savings Account Sign-Up

Direct Link to Offer
Sign Up with Swagbucks
SoFi Referral Link
What you get: Get $230 Back w/ SoFi Checking & Savings Account Sign-Up
When it expires: Limited time offer
How to get:
- Earn more on your money with up to 4.60% APY when you direct deposit into a SoFi Checking and Savings account. Plus, pay no account or overdraft fees.
- Open a new account and set up a qualifying direct deposit of at least $400 to earn 23,000 SB. Must be a new SoFi Checking & Savings user. Existing accounts are not eligible to earn SB.
- For more options, see our list of SoFi promotions and the best bank bonuses & bank rates.
Terms & Conditions: To earn a reward, it is essential that you carefully follow the instructions below and comply with all of the Important Terms & Disclaimers below. If you do not follow the instructions or comply with the Important Terms & Disclaimers correctly, you will not successfully complete the offer and SoFi will not authorize us to issue your SB. This is a paid advertisement and Swagbucks receives a fee from SoFi for products obtained. SB is distributed by Swagbucks, not by Sofi. Must be a new user to SoFi. Existing accounts are not eligible to earn 23,000 SB. Must open a new account and set up a Direct Deposit to earn SB. Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit. SB will appear as Pending for 32 days. Must enter valid sign-up information, including funding information to earn SB. Must be first deposit to earn. 2-day Early Paycheck requires direct deposit. Based on timing SoFi Bank receives notice of payment which is typically up to 2 days early. SoFi Checking and Savings is offered through SoFi Bank, N. A. Member FDIC. Overdraft Coverage limited to $50 on purchases. Requires qualifying direct deposits and must be in good standing. SoFi is partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time. This reward cannot be combined with any other enrollment bonuses, including a referral reward. This offer may only be redeemed once (1) per user. This offer is presented to you by Swagbucks on behalf of a third-party merchant or sponsor (“Merchant”). Swagbucks does not endorse (and therefore is not responsible to you for) the Merchant’s views, policies, products or services. Swagbucks is not sponsored or endorsed by SoFi and SoFi has no responsibility to fulfill any rewards earned through this program. Have questions? Please contact the Swagbucks Help Center. <br> **SoFi members with direct deposit can earn up to 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

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You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($350 cash bonus)	BMO Smart Advantage Checking ($350 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
First Tech Rewards Checking ($300 bonus)