With Synchrony Bank, there are some great benefits for you to use. They offer a 2.25% APY interest rate with no minimum balance to open their High Yield Savings Account.

They offer high interest rates and maximum value to consumers, providing a secure platform to access and manage their accounts. Once you have created your account, you can easily make deposits by transferring funds electronically, direct deposit, mailing, or by setting up wire transfers or automated deposits.

This is a great bank for those starting out or just want a new change so make sure to check out this bank! In addition to the current rate from Synchrony Bank, you can also take advantage of a range of great promotions from banks such as our bank bonuses from HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

Table of Contents

Synchrony Savings Bank Account

Direct Link to Offer
Rate: 2.25%
Account Type: High Yields Savings Account
Availability: Nationwide
Expiration Date: None
Credit Inquiry: Soft Pull
Opening Deposit: Any
Credit Card Funding: Unknown
Direct Deposit Requirement: None
Monthly Fee: None
Additional Requirements: You will be issued an ATM card upon opening so if you use an ATM that does not have the Plus, NYCE, or STAR logo, you may be charged a fee. Domest wire transfer fee is $25.
Closing Account Fee: none

High Yield Savings Rates & Terms

Deposit Amount	APY %*
Up to $4,999	2.25%
$5,000 – $24,999	2.25%
$25,000 +	2.25%

Bottom Line

Overall if you have a savings account and is looking for a new one, then Synchrony Bank is a good option for you. With no minimum requirements to deposit, you can earn up to 2.25% APY on daily bonuses. As time progresses, you’ll be able to earn more APY as you build it up! If you’re looking for more options, take a look at our complete table of the best bank rates from our exclusive list nationwide!

Sign Up with Synchrony Bank

See our favorite Bank Rates to earn high interest!

BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review
*Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening.

Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review