Find an updated list of Synovus Bank promotions, bonuses, and offers here.
Update 4/7/25: There’s currently a $600 checking bonus available through 4/25/25.
About Synovus Bank Promotions
Headquartered in Columbus, Georgia, Synovus Bank was founded in 1888 by G. Gunby Jordan. They are a financial services company with approximately $45 billion in assets.
Synovus Bank is now the second largest bank in the state of Georgia with over 250 branch locations across Alabama, Florida, Georgia, South Carolina and Tennessee.
Synovus Bank $600 Checking Bonus
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: AL, FL, GA, SC, TN (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Expires 04/25/2025)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- How to earn up to $600:
- Open a new Synovus Plus Checking account.
- Earn a $150 cash bonus with 15 qualifying Visa® debit card transactions within the first 60 days of account opening.
- Earn a $450 cash bonus with qualifying direct deposits totaling $1,000 within the first 60 days of account opening.
- Bonus will be deposited to your account within 90 days.
- This offer is available only to the recipient of this mailer and only one offer is available per address.
- This offer is good for a consumer checking account opened between April 1, 2025 and May 23, 2025.
- You must fund a Synovus Consumer Checking Account by May 23, 2025, with a minimum of $100 (not including the incentive).
- Within 60 days of opening and funding your account, you must complete 15 debit card purchase transactions (signature or PIN transactions only), with all 15 transactions posting successfully to your account, and post to your account qualifying direct deposits totaling at least $1,000.
- A Direct Deposit is the electronic deposit of your salary, pension, Social Security or other regular monthly income by your employer or another agency.
- Transfers from one account to another and deposits made at a branch or ATM are not considered Direct Deposits.
- If earned, the incentive payout(s) will be posted by one of the following payout dates: June 27, 2025 and August 29, 2025, depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.”
- Checking account must be in good standing at the time of incentive payout.
- You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT.
- Offer is non-transferable, may not be combined with other offers and does not apply if you are already an owner of a consumer checking account (primary or secondary) with Synovus Bank.
- Employees of Synovus or any Synovus affiliate company are not eligible for this promotion.
Synovus Bank $200 Checking Bonus *Expired*
Earn a $200 bonus at Synovus Bank!
- What you’ll get: $200 bonus
- Account Type: Synovus Free Checking
- Availability: AL, FL, GA, SC, TN
- Direct Deposit Requirement: No
- Credit Inquiry: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Expires August 31, 2022)
Editor’s Note: This offer is actually targeted. Terms say “This offer is available only to the recipient of the mailer and only one offer is available per address.”
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Get a $200 bonus when you open a new Synovus Free Checking account and make 15 qualifying debit card purchases within the first 60 days of account opening.
- You must open and fund a Synovus consumer checking account (personal checking) between January 7, 2022 and April 29, 2022, with a minimum of $100 (not including the incentive).
- Within 60 days of opening and funding your account, you must complete 15 debit card purchase transactions (signature or PIN transactions only— ATM transactions do not count toward the 15 transactions), with all 15 transactions posting successfully to your account.
- If earned, incentive payout will be posted by one of the following dates: June 30, 2022 or August 31, 2022, depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.”
- If a personal checking account is chosen other than Free Checking, a monthly service fee may apply.
- For information on the Inspire checking account see the Synovus Inspire Program Terms that can be found online at synovus.com/SynovusInspire.
- Private Wealth checking accounts are only available through Private Wealth Advisors.
- Checking account must be in good standing at the time of incentive payout.
- You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT.
- Offer is non-transferable, may not be combined with other offers and does not apply if you are already an owner of a consumer checking account (primary or secondary) with Synovus Bank. Employees of Synovus or any Synovus affiliate company are not eligible for this promotion.
- Early account closing fee applies in the amount of $25 if the account is closed within 90 days of opening.
- The service marks and trademarks used herein belong to their respective owners.
Synovus Bank $500 Checking Bonus *Expired*
Up to $500 with Synovus Plus!
Synovus Bank is offering you an opportunity to earn up to $500 Checking Bonus! Take advantage of this amazing opportunity while you can.
- What you’ll get: $500 bonus
- Account Type: Synovus Free Checking
- Availability: AL, FL, GA, SC, TN
(December 31, 2021)
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Must fund a Synovus Free Checking account by Dec. 31, 2021, with a minimum of $100 (not including the incentive).
- Within 90 days of opening and funding your account, you must meet one of the following:
- Meet the Plus program requirements that include maintaining $25,000 in minimum ending deposit balances.
- Have an investment account.
- Have a total of $5,000 in minimum monthly deposits into a Synovus Free Checking account.
- This offer is available only to the recipient of the mailer and only one offer is available per address.
- This offer is good for accounts opened between Sept. 17, 2021 and Dec. 31, 2021.
- If earned, incentive payout will be posted by one of the following dates: March 31, 2022 or May 31, 2022, depending when the account was opened and the transaction requirements are met, and will be in the form of a credit to the new checking account reflected on your statement as “checking incentive.”
- Checking account must be in good standing at the time of incentive payout.
- You are responsible for any tax due on any amount received which is considered interest and will be reported on IRS Form 1099-INT.
- Offer is non-transferable, may not be combined with other offers and does not apply if you are already an owner of a consumer checking account (primary or secondary) with Synovus Bank.
- Employees of Synovus or any Synovus affiliate company are not eligible for this promotion.
- Early account closing fee applies in the amount of $25 if the account is closed within 90 days of opening.
How To Waive Monthly Fees
- Free Checking: None
- Inspire Checking: $50 monthly fee, waivable with $100,000 minimum ending balance
- Budget Checking: $5 monthly fee
- Personal Savings: $5 monthly fee, waived with $200 minimum Relationship Balance
- Minor Savings: None
- Holiday Savings: None
- Pro Business Checking: $12 monthly fee, waived when you maintain a $1,000 average collected balance during the month
- Preferred Business Checking: $25 monthly fee, waived when you maintain a $15,000 average collected balance during the month
- Business Interest Checking: $10 monthly fee, waived when you maintain a $2,500 average collected balance during the month
- Non-Profit Checking: None
- Business Savings Account: $5 monthly fee, waived when you maintain a $500 average collected balance for the month
- Commercial Money Market: $10 monthly fee, waived when you maintain a $5,000 average collected balance for the month
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Bottom Line
Synovus Bank is offering promotions like referral bonuses that you do not want to miss. The steps are easy and fast, so take advantage today.
Start cashing in your connections right now by referring a friend and family member!
It has improved some you are right. My sister and her family live in a house within a mile of there and had an armed holdup of people walking outside her house at 4am a couple yrs ago. It is ok during the day around there much safer than it once was.
Maybe 10 years ago, but I live in this area and it has changed over the years
That is a horrible area of town in Atlanta. Have had shootings etc there. Be careful to look around and make sure you feel safe before getting out of your car.
this was a soft pull on my credit just to let ya’ll know, easy to open too!