Transportation and Alliance Bank or TAB Bank, is an online financial institution that offers great rates on all their accounts. To find out if TAB Bank is right for you, continue reading the review below.
TAB Bank originates from Ogden, Utah and is considered a nationwide success. Their checking and savings accounts offer some of the highest APY, and they have low minimum fees as well.
If you open a Kasasa Checking account, you will automatically have access to Kasasa Savers, and they both will work as a conjoined account to earn you high interest as long as you meet their requirements.
Checking Account Options
TAB Bank offers a small selection of checking accounts, but they all have certain benefits to them. Each account comes with access to the My Spending, Budgeting Tool, online banking and online bill pay.
Just as the name implies, this is an everyday checking account. This accounts earns a fixed interest rate and only costs $25 to open it.
There is also an $8 monthly fee to consider, but you can waive it by either:
- Keeping a daily minimum balance of $1,000 in your account
- Have $1,200 in direct deposits per month
This checking account is a favorite of many since it requires no minimum opening deposit and can earn high interest.
Kasasa Cash Checking offers cash rewards and extremely high APY if you manage to meet their requirements.
You can essentially earn an APY up to 4.00% if you manage to keep a daily balance of $50,000, but you have to maintain this amount everyday or else interest will decrease.
You will also receive refunds in ATM withdrawal fees up to $15 monthly.
This checking account is specifically designed for truckers. You will need $25 to open it, but will gain access to all these truckers’ perks.
When you open an account, you can qualify for certain checks such as ComData, T-chek, EFS either online or through the phone.
Compare Checking Accounts
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Savings Account Options
TAB Bank has pretty good savings accounts as they all offer a higher than average APY and has various benefits.
However, the best thing about TAB Bank’s savings is that all their savings accounts require no monthly service fee!
This savings account is automatically linked to your Kasasa checking account if you opened one.
It requires no minimum opening deposit and you can earn decent interest rates.
The rewards earned on Kasasa Checking are automatically transferred to your Kasasa Saver’s account allowing for maximized rewards.
If you manage to keep a daily balance of $100,000, you can earn 1.50% APY, but if the balance goes below, the APY will also decrease.
This savings account earns really high interest and doesn’t require a minimum opening deposit!
It’s easier to maintain than the other savings accounts, only needing $1 as a daily balance.
This savings account would be considered the standard and you will need $25 to open it.
The rates earned on this is low, but at least there are no monthly service fees to worry about.
Compare Savings Accounts
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
CD Account Options
TAB Bank offers CDs with fantastic rates. They range from 6 months to 60 months and requires $1000 to open for each of them.
To find more about TAB Bank’s CDs, click here.
Compare CD Accounts
 • Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
Reasons to Bank with TAB Bank
- Combine your checking and savings account with Kasasa, and earn higher than average APY as long as you manage maintain the daily minimum balance required.
- Low minimum opening deposits.
- They don’t require monthly service fees on all their savings accounts.
- They have a financial budgeting tool called “My Spending, My Budgeting” to help you keep tracking of your spending and savings.
- Truckers can benefit solely from TAB Chrome Checking.
- You can earn cash rewards with Kasasa Cash Checking and transfer it to Kasasa Saver.
- You can access all your banking online with the TAB website or app.
- The interest on all accounts is compounded daily.
Reasons Not to Bank with TAB Bank
- They have slightly high minimum balance requirements.
- They don’t have any ATMS available, they aren’t partnered with any.
- Since TAB Bank is only available online, it would be an inconvenience to those who prefer to speak to a customer service representative in person.
TAB Bank Routing Number
The routing number for TAB Bank is 124384657.
Contact Customer Service
You can reach TAB Bank at 800-355-3063.
They are open from:
Monday – Friday: 6 a.m.– 7 p.m. (MT)
Saturday: 9 a.m. – 3 p.m. (MT)
How TAB Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- CIT Bank: CIT Bank offers various account options and has a wider range of CD options to choose from. They are also offering significantly higher APY for their savings, money market and CD accounts.
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.
Bottom Line
If you prefer to combine your checking and savings account without keeping up with a pesky monthly fee, then consider banking with TAB Bank.
Although they offer other options, Kasasa Checking and Kasasa Saver are highly recommended if you care about earning high APY.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If TAB Bank has the variety and options you’re looking for, apply today! For more options from a variety of banks, see our list of the best bank promotions!
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