Find the latest Gesa Credit Union promotions, bonuses, and offers here for Checking accounts.
Update 1/29/25: The $250 checking bonus offer is back for a limited time.
About Gesa Credit Union Promotions
Gesa Credit Union has been serving your banking needs since 1953. They offer everything you’d expect from a financial institution, and they are committed to delivering value and supporting their communities!
| Eligibility: Membership in Gesa Credit Union is open to: (1) Anyone who lives, works, attends school, or worships in the state of Washington; (2) Residents within Bonner, Boundary, Kootenai, Shoshone, Benewah, Nez Perce, Latah, or Lewis Counties in Idaho; (3) Immediate family of anyone eligible. See current membership details |
I’ll review the Gesa Credit Union Promotions below.
Gesa Credit Union $250 Checking Bonus
Gesa Credit Union is offering a $250 bonus when you open a Smart Plus checking account and meet certain requirements.
- What you’ll get: $250 checking bonus
- Account Type: Smart Plus Checking and a Savings account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Can fund with a CC, Up to $5,000
- Monthly Fees: None
- Early Account Termination Fee: $20 if closed within 180 days
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn $250 Checking Bonus
- Earn $250 when you open a SmartPlus Checking account
- To qualify you must:
- Have a membership establishing savings account
- Enroll in eStatements
- Make 15 debit card transactions
- Receive a recurring payroll or government benefit direct deposit of $250 or more (at least two)
- To be eligible for the $200 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a recurring payroll or government benefit direct deposit of $250 or more within 60 days of opening the checking account.
- The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
- No minimum ongoing balance is required. Only one $200 SmartPlus checking incentive can be earned per member.
- You must not have had a Gesa membership within the last 2 years to be eligible.
- To be eligible for the additional $50 checking incentive bonus, you must also choose a Local Heroes, Forevergreen, high school or college Affinity debit card during the opening of your new SmartPlus checking account.
- Incentive payments will be paid by direct deposit into the member’s savings account after all qualification criteria has been met and within 60 days of the SmartPlus checking account being opened.
- The incentive payments are subject to required IRS reporting.
Gesa Credit Union $100 Referral Checking Bonus *Expired*
- What you’ll get: $100 bonus, your friend gets $100 bonus
- Account Type: Smart Plus Checking and a Savings account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Can fund with a CC, Up to $5,000
- Monthly Fees: None
- Early Account Termination Fee: $20 if closed within 180 days
- Household Limit: None listed
(No Expiration Date)
Editor’s Note: We don’t have a referral code, but feel free to grab one in the Comments section or leave your referral code there.
Also, you can earn 7% APY for your Smart Plus Checking with requirements. Once you are a member, you can earn up to $1000 for referring 9 more people.
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn $100 Checking Bonus
- Refer your friends and family with your referral code.
- The referee must open a savings account and a SmartPlus Checking account.
- Only one $100 referral incentive payment will be made per new referred member.
- New members can refer up to 9 new members. Existing Gesa members can refer up to 10 new members.
- For both new members and existing members, a maximum of $1,000 in referral incentives may be claimed before the program ends.
- New members will receive a $100 incentive for being successfully referred to Gesa and can refer up to 9 new members to earn up to $1,000.
- This promotion is available for a limited time only and can end at any time.
- New members must open a savings account and a SmartPlus Checking account to be eligible for the referral incentive(s).
- The checking account must be opened with a minimum deposit of $25 if opened online.
- No minimum ongoing balance is required to obtain the referral incentive(s).
- For both new members and existing Gesa members, referral incentives will be paid by direct deposit into the member’s savings account and within 60 days of the SmartPlus checking account opening.
- The incentive payments are subject to required IRS reporting.
- This offer cannot be combined with other offers. Annual Percentage Yield (APY) rates effective as of August 1, 2022.
- Smart Plus Checking accounts earn 5.00% APY if you meet the qualifications. 0.01% APY applies to balances over $5,000 and non-qualifying account balances.
- In order to qualify for the 5.00% APY, you must enroll in eStatements, make a monthly direct deposit of over $200, complete 15 debit card transaction during the month, and provide and maintain a valid email address.
- Rates, terms, and fees are subject to change any time after account opening. Fees may reduce earnings.
Gesa Credit Union $50 Checking Bonus *Expired*
$50 Checking Bonus
Gesa Credit Union is offering a $50 Checking Bonus when you open a new ADDvantage Checking Account and meet certain requirements.
- Account Type: ADDvantage Checking Account
- Availability: ID, OR, WA
- Household Limit: 1 per member
- Closing Account Fee: Unknown
(Expiration Date Not Listed)
How To Earn $50 Checking Bonus
- Open a new ADDvantage Checking Account
- Have $500 in your account when you sign up for eStatements and have a recurring direct deposit or ACH transaction of $100 or more per month.
- Members will receive $50 and earn 3.00% APY
- Effective October 1, 2020, for a limited time only, a $50 incentive will be paid to members who open a new ADDvantage Checking account.
- A minimum deposit of $5 is required to open the account in person or $25 if opened online.
- Recurring direct deposit or payroll deduction (at least 2), enrollment in Digital Banking and estatements is required to be eligible for the incentive and to earn 3.00% APY on the first $500 and 0.01% APY for balances over $500.
- No minimum ongoing balance is required to obtain the referral incentive.
- All qualification criteria must be met within 60 days of account opening.
- $50 incentive will be deposited into member’s savings account after all qualification criteria are met and is subject to any required IRS reporting.
- Only one $50 incentive per member and this cannot be combined with other offers.
- Member must not have had a Gesa or Inspirus checking account within the last 90 days.
- Limit one specialty account (Colossal or ADDvantage) per member. Federally Insured by NCUA.
How To Waive Monthly Fees
- Addvantage Checking: None
- Addvantage Savings: None
- Classic Checking: None
- Colossal Checking: None
- Money Market: $10 monthly fee, waivable by maintaining an average daily balance of $2,500 in your account
- Student Checking: None
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Bottom Line
Lastly, be sure you check out Gesa Credit Union’s $100 promotion. Additionally, while the bonus amount is fairly generous, they have quite a few requirements to complete. Therefore, make sure this is something you can qualify for if it interests you!
Additionally, let us know your experience as they make our sites better!
However, if you aren’t a resident in the area, take a look at our list of bank bonuses found nationwide!
Additionally, Gesa Credit Union can offer you fantastic resources to better your banking experience. However, they do not provide very competitive Savings and CD rates. Furthermore, take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Check back at this page for updated Gesa Credit Union promotions, bonuses and offers.
