Find the latest HomeStreet Bank CD Rates, Offers, and Promotions here.
Best CD Rates: 5.00% APY 4, 7 Month, 4.65% APY 11, 18 Month terms ($500 minimum deposit)
Availability: CA, OR, WA, HI
Update 7/30/24: If you reside in CA, OR, WA, HI, you can open a new CD with competitive rates with access to branches if you have any questions / concerns.
HomeStreet Bank CD Rates
- Learn More
- Availability: CA, OR, WA, HI (Locator)
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: Typically you are charged a fee if you do not complete the full term of the Fixed Term CD.
| Term | APY Rate | Minimum Deposit |
| 4-Month CD | 5.00% | $500 |
| 7-Month CD | 5.00% | $500 |
| 11-Month CD | 4.65% | $500 |
| 18-Month CD | 4.65% | $500 |
HomeStreet Bank CD Features
- Guaranteed returns. You pick the term and rate you want, and then sit back while your money grows.
- FDIC insured. Every one of our CDs is insured up to the FDIC-allowed limit.
- Low minimum to open. Only $500 minimum required to open.
- No market risk. Your returns aren’t subject to market volatility.
- Easy to open. Open an account online or via one of our?branches.
- No fees. No monthly maintenance fees required.
Bottom Line
This is a great opportunity to invest in a high-interest CD from HomeStreet Bank.
However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
The rates are worth a look, but always compare them with the nation’s best using our guides: Best CD Rates | Best Savings Rates.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
