TCF Bank Routing Number – Wire Transfer, Direct Deposit

TCF Bank is a Midwestern bank with 400 locations scattered throughout the Midwest area. TCF offers checking, savings, mortgage products, personal loans, business loans, credit cards, and corporate banking products.

If you’re not sure on what your TCF routing number is or where to find yours, continue reading below to see what it is and where you can find it.

TCF Routing Number

The TCF routing number you use depends on the state where you opened your account. Make sure you keep track of the routing number that is attached to your account even if you move out of the state where you opened the account.

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Can banks have multiple routing numbers?

Yes, certain banks can have multiple routing numbers for geographic reasons. You can see it with TCF’s different routing numbers to cover different states! For banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality, while other might only use one.

How to find a Routing Number on a check?

The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.

What is the Routing Number for International Transfers?

If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.

For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.

PenFed has no listed SWIFT code since it’s not an international bank. However, you can still receive international funds with your TCF account. According to TCF’s website,  the bank sending the funds “will usually have a correspondent relationship with a bank in the United States who then routes the funds to TCF.”

Bottom Line

Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your PenFed routing number is for certain transactions.

You can check out the lates TCF Bank Promotions here! Furthermore, if you’re interested on banking with TCF Bank, read our TCF bank review and see if their services if what you’re looking for.

If this is not your bank or are banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.