TotalDirectBank CD Rates: 5.45% APY 6-Month, 5.35% APY 12-Month (Nationwide)

Find the latest TotalDirectBank CD Rates, Offers, and Promotions here.

Best CD Rates: 5.42% APY 3-Month, 5.45% APY 6-Month CD, 5.35% APY 12-Month CD $25k minimum deposit, $1M maximum.

Availability: Nationwide, with the exception of Florida.

Credit Inquiry: Soft Pull

Update 3/27/24: The 3, 6, and 12 month term rates have decreased but still overall competitive rates in the market!

About TotalDirectBank 

TotalDirectBank is a division of City National Bank of Florida. Founded in Miami more than 70 years ago, today City National Bank is the premier private commercial bank in Florida.

They have a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

*The above rates are accurate as of 3/27/2024*

TotalDirectBank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With $25,000, you can invest in a TotalDirectBank CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account, TotalDirectBank is a bank that is fully online and by lowering their costs, you earn a higher savings rates. Also make sure to check out our CD rates below.

• Minimum deposit: $25,000
• Maximum deposit: $1,000,000
• Early withdrawal penalty: 3 months of the simple interest earned.

(FDIC Insured)

TotalDirectBank CD Features

• Guaranteed return
• Automatic Renewal
• FDIC insurance up to the maximum allowable

Bottom Line

Looking for a short term or long term CD? Then look no further as TotalDirectBank offers you various CD terms from 3 to 60 months, but be sure to take advantage of their current promotion.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While TotalDirectBank does have competitive rates, their product line can still be considered limited. I recommend you take a look at Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD from TotalDirectBank. However, you may want to compare them with our best CD Rates:

• 6-Month CD Rates
• 9-Month CD Rates
• 12-Month CD Rates
• 18-Month CD Rates
• 24-Month CD Rates
• 36-Month CD Rates
• 48-Month CD Rates
• 60-Month CD Rates
• No Penalty CD Rates

You will be able to fully take control of your funds through their products, services, and also maximize your saving potential. Check back often for the latest TotalDirectBank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.