Find an updated list of Tropical Financial Credit Union promotions, bonuses and offers here.
Currently, they have a $100 bonus when you open a new account and meet all the requirements.
About Tropical Financial Credit Union Promotions
Eligibility: Membership in Tropical Financial Credit Union is open to: (1) those who live or work – including immediate family and household members – in Broward, Collier, Hendry, Lee, Martin, Miami-Dade, Palm Beach, Sarasota, and St. Lucie Counties in Florida; (2) individuals who live or work in zip codes 33455, 33458, 33469, 33477, and 33478; (3) employees of Cape Surgery Center, the City of Miami, and over 100 area Select Employer Groups. (A complete list of groups is listed in the credit union’s online application) See current membership details |
I’ll review the Tropical Financial Credit Union Promotions below.
Tropical Financial Credit Union $100 Checking Bonus

Earn a $100 bonus when you open a new account!
Tropical Financial Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed, check with CSR for more information
- Household Limit: None listed
(Limited time offer)
Editor’s Note: Tropical Financial Credit Union is also offering a $100 bonus for Employees of School Board of Broward County. Simply open a Checking Account and meet the requirements associated.
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a new checking account for three months.
- A minimum monthly direct deposit of at least $500 into either savings or checking account must be active by the end of the three-month period in order to receive the $100 bonus.
- Bonus will be credited to your checking account by the 5th of the month following three months of checking account opening.
- Offer is only available on your first checking account opened.
- Fiduciary accounts such as Trusts, Guardianships, Estates, Custodians, and HSA or Business accounts are excluded from this offer.
- Several checking account options are available, contact a TFCU representative or tropicalfcu.com for details.
- Bonus will be reported on IRS-1099 and you will be responsible for tax filing and reporting.
How To Waive Monthly Fees
- Daily Rewards Debit: None
- Perks Debit: $6 monthly fee
- Premium Checking: $10 monthly fee. Monthly service fee waived if you meet one of the following:
- Direct deposit of at least $500 to savings or checking/debit
- Daily minimum balance of at least $1,500 in checking/debit
- A first mortgage with TFCU
- Select Business Checking: $5 monthly fee. Can be avoided by maintaining just one of the following requirements:
- Maintaining an average monthly balance of $5,000
- If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).
- Premium Business Checking: $10 monthly fee. Can be avoided by maintaining just one of the following requirements:
- Maintaining an average monthly balance of $10,000
- If you have business loan(s) with an outstanding balance of $50,000 or greater (credit cards excluded).
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Bottom Line
Tropical Financial Credit Union offers great promotions for you to earn money over time. Additionally, they offer online and digital banking, so you’ll be able to access your money anywhere at anytime!
Furthermore, be sure to provide your feedback as they make our site even better!
While they have a generous $100 bonus, Tropical Financial Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Tropical Financial Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
Lastly, check back at this page for updated Tropical Financial Credit Union promotions, bonuses and offers.
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