If you’re not sure on what your UCCU routing number is or where to find yours, continue reading below to see what it is and where you can find it.

Utah Community Credit Union began at Brigham Young University as the BYU Employees’ Federal Credit Union, a not-for-profit financial institution that was dedicated to the industry ideal of “people helping people.” Before you open your account, make sure you know how to transfer money from one account to another using your routing number.

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UCCU Routing Number

UCCU Routing Number

324377820

You can also find your bank’s routing number at the bottom of a personal or business check.

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Some financial institutions have different routing numbers depending on the state in which you opened the account, but UCCU has one routing number for all account holders.

How to Find Routing Number without a Check?

You can easily find your bank information on your account online, so just login to your account and you see the personal information there. Another option is your monthly statement, it will have your bank’s routing number on it, make sure to keep an eye on it!

What Do Routing Numbers Represent?

Every institution has a unique routing number that they are assigned. Here’s what each digit in an ABA routing number means:

Digits one and two: Represent bank or credit union that’s responsible for clearing transactions; credit unions have digits between 20 and 32
Digit three: Bank processing center identifier
Digit four: Represents the state the bank is located in
Digits five through eight: Represents the bank’s ABA identifying number
Digit nine: Check digit, which serves to verify the authenticity of the routing number

Bottom Line

Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your UCCU routing number is for certain transactions.

Furthermore, if you’re interested on banking with UCCU, read about UCCU promotions and see if their services if what you’re looking for.

If this is not your bank or are banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.