UFB Direct Premium Savings Account Review: 1.30% APY (Nationwide)

Available nationwide, UFB Direct is offering up to a 1.30% APY when you open a Premium Savings account with a minimum opening deposit of $100. This is the highest rate that they have to offer and you can enjoy this competitive rate on balances over $25,000. (See offer box below). With a Premium Savings account, it allows you to make the most out of your larger balances and save greater. You have the flexibility to manage your accounts, make deposits and transfer funds virtually anywhere! There are no maintenance fees and it is backed by the FDIC, so you can worry less about your funds and focus on your compounded savings. Open your account today to start saving!

UFB Direct Account Info:

• Click On Offer Table Above
• Account Type: Premium Savings Account
• Interest Rate: 1.30% APY
• Availability: Nationwide
• Minimum Balance: $25,000
• Maximum Balance: None
• Expiration Date: None
• Credit Inquiry: Hard pull or soft pull? Let us know
• Opening Deposit: $100
• Credit Card Funding: Unknown. Let us know.
• Direct Deposit Requirement: None
• Monthly Fee: None
• Additional Requirements: See below
• Early Termination Fee: None
• Insured: FDIC

How to Receive UFB Direct Rates:

1. From the offer table above, scroll down to UFB Direct and click on the “NEXT” button.  
2. Input your info – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
4. Earn 1.30% APY for balances over $25,000. (Earn 0.20% APY for balances between $0 – $24,999.99)

Why You Should Sign Up For This Account:

• With a high rate of 1.30% APY, interest is compounded daily
• Deposit checks anywhere using their MyDeposit banking app
• Use their provided tools like FinanceWorks to manage your finances
• Benefit from free online and mobile banking services, alerts, and easy transfers
• Get free deposit slips and free postage-paid envelopes to mail deposits along with a UFB Direct ATM card
• Have secured funds insured by the FDIC up to the maximum amount

Bottom Line:

Make sure you check out this offer from UFB Direct (Click on the offer table above). When you open a Premium Savings account, earn a high rate of 1.30% APY! This rate is great for balances over $25,000 and you will still earn a 0.20% APY for balances under. This account has no fees and provides you the tools to bank anywhere at anytime. Maximizing your returns is what they priortize so see what UBF Direct can do for you. It takes just minutes, so open an account today! How was your experience? Share and comment down below for our readers! For more bank offers, see the complete list of Best Bank Rates!