Available nationwide, UFB Direct is offering 4.83% APY when you sign up and qualify for a new Portfolio Money Market Account.

Update 9/19/24: This account offers one of the top rates available. Keep in mind that you’ll need a minimum $5K balance to waive the $10 monthly fee.

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About UFB Portfolio Money Market

Deposits made to UFB Direct are held by Axos Bank. Established in 2000, Axos Bank is currently the 14th largest bank headquartered in California.

They are the 118th largest bank in country with assets in excess of $14.7 billion and more than 394,000 customer accounts.

UFB Direct remains a separate branch with its own website and operates under Axos Bank’s FDIC Certificate and shares its financial history.

Balance Tiers	% APY
$0 – $9,999.99	4.83%
$10,000 – $24,999.99	4.83%
$25,000 – $49,999.99	4.83%
$50,000.00 – $99,999.99	4.83%
$100,000+	4.83%

UFB Portfolio Money Market Rate

Learn More at UFB
Account Type: Portfolio Money Market Account
Interest Rate: 4.83% APY
Availability: Nationwide, Online
Minimum Balance: None
Maximum Balance: None
Credit Inquiry: Soft Pull
Opening Deposit: Any
Monthly Fee: $10, waived by maintaining a minimum daily balance of $5,000
Early Account Termination Fee: None

Learn More at UFB

(FDIC Insured)

UFB ACH Capabilities & Limits

ACH Type	Speed	Daily $ Limit	Monthly $ Limit	Notes
Push	5-7 days	$100,000	$250,000
Pull	5-7 days	$100,000	$250,000

During the first six months following account opening, ACH transfers initiated through UFB Direct are limited to $10k per day and $25k per rolling month.

How To Earn UFB Portfolio Money Market Rate

Open a Portfolio Money Market account from UFB Direct with an opening deposit of $5,000.
Input your info:
- A Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
Fund the account:
- Transfer new funds electronically from an internal account here or an external account at another bank.
Maintain a minimum balance of $5,000.00 to avoid the monthly $10 service fee.

Why You Should Sign Up For This Account

Earn up to 4.83% APY*.
No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
Access your funds 24/7 with easy-to-use digital banking tools.
Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

Bottom Line

UFB Direct is offer a great APY rate, with interest compounded daily, for customers that are interested in opening a money market account.

The account offers many great features such as the earning potential in a savings account while offering the flexibility of free limited check writing privileges.

For more bank offers, see the complete list of Best Bank Rates or keep up with the latest Axos Bank Promotions!