Find an updated list of University Federal Credit Union promotions, bonuses and offers here.
Currently, they have a $150 bonus when you open a new account and meet all the requirements.
About University Federal Credit Union Promotions
As a Member-owned, Member-driven organization, UFCU is all about helping Members succeed, and they work hard to provide both the financial tools and the educational support to make that happen. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
UFCU $150 Checking & Savings Bonus
University Federal Credit Union is offering a $150 bonus when you open a new qualifying accounts.
- What you’ll get: $150 bonus
- Account Type: Checking & Savings
- Availability: TX (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires 09/15/2023)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
- Open a new UFCU Free Checking Share Account
- Initiated a qualifying direct deposit of $1 or greater and have a positive balance at the time the bonus is deposited by UFCU.
- Maintain direct deposit for a minimum of 90 days.
- Direct deposit a minimum of $1,000 within the first 90 days of Account opening.
- This offer is available to new UFCU members who open the account online as the primary only.
- You are not eligible for this offer if any of the following occur before the bonus is paid out:
- You are not a member in “good standing” as defined in UFCU’s membership terms and conditions.
- You have caused a loss to UFCU.
- You have closed your Account.
- You opened the account in a branch or over the phone.
- You are a secondary on the account.
- A share with a “share deposit” of $5 plus a $1 membership fee is required to establish membership with UFCU..
- Participant must open a new UFCU Free Checking Share Account by close of business on or before the expiration date indicated above, and within 30 days of share account opening must have:
- Initiated a qualifying direct deposit of $1 or greater and have a positive balance at the time the bonus is deposited by UFCU.
- Maintain direct deposit for a minimum of 90 days.
- Direct deposit a minimum of $1,000 within the first 90 days of Account opening.
- The participant must have a valid social security number and be 18 years of age or older.
University Federal Credit Union $100 Savings Bonus (Expired)
Earn a $100 bonus when you open a new account!
University Federal Credit Union is offering a $100 bonus when you open a new qualifying account.
- What you’ll get: $100 bonus
- Account Type: Savings
- Availability: TX (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None listed
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires December 31, 2019)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
How To Earn Bonus
- Transferred IRAs/Rollover 401(k)s with a value of $5,000 to $50,000 will receive a $50 bonus; a value of $50,001 and above will receive a $100 bonus.
- The new IRA account must be funded within 45 days of account opening, and remain open for at least ninety (90) days to receive a bonus.
- The bonus will be deposited in your UFCU savings account within 10 days after the 90 day anniversary of account opening.
- Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.
- Investment Representatives are registered through CFS.
- UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
How To Avoid Monthly Fees
- Free Checking: No monthly fee
- Plus Checking: $10 monthly fee if combined month-end balances fall below $2,500
- Teen Checking: No monthly fee
- ABILITY® Account: $5 monthly service fee
- Business Checking: No monthly fee
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Bottom Line
University Federal Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the FDIC.
While they have a generous bonus, University Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated University Federal Credit Union promotions, bonuses and offers.
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