Umpqua Bank offers flexible is based in Roseburg, Oregon with branches across Washington, California, Nevada and Idaho. If you bank with Umpqua, it’s important to know your routing number in order to be able to transfer money from one account to another.

If you’re not sure on what your Umpqua routing number is or where to find yours, continue reading below to see what it is and where you can find it.

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Umpqua Routing Number

Umpqua Routing Number
123205054

You’ll use this number to set up wire transfers, order checks and make direct deposits using your Umpqua account.

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Can banks have multiple routing numbers?

Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.

But for Umpqua, you’ll only be using one routing number since it’s a smaller bank.

How to find a Routing Number on a check?

The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.

What is the Routing Number for International Transfers?

If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.

Umpqua SWIFT Code
UMPQUS6P

For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.

Bottom Line

Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your PenFed routing number is for certain transactions.

You can check out the latest Umpqua Bank Promotions here! Furthermore, if you’re interested on banking with Umpqua, read our Umpqua bank review and see if their services if what you’re looking for.

If this is not your bank or are banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.