If you are interested in learning more about Union Bank promotions, bonuses and offers, be sure to keep reading!
Available to residents Nationwide, Union Bank is offering a 3.05% APY for balances between $15,000 and $25,0000 on their 1-2-3 Rewards Checking Account.
About Union Bank 1-2-3 Rewards Checking
Union Bank was established in 1934 as a “union” of two Lake Odessa banks which were closed during the bank holiday. Since inception, they have served the banking needs of the Lake Odessa area and have slowly expanded our services into small, neighboring communities.
Continue on to learn more about the Union Bank 1-2-3 Rewards Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Bank or CIT Bank.
Union Bank 1-2-3 Rewards Checking Rate
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Residents nationwide can earn the industry leading rate on balances balances between $15,000 and $25,0000. With $100 minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 3.05% APY up to $25,0000
- Eligible Accounts: 1-2-3 Rewards Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Monthly fee: None
(FDIC Insured)
How To Earn Up to 3.05% APY Rate
- Before opening a 1-2-3 Rewards Checking account, you must have a Virtual Bank account established.
- To sign up for a virtual bank account, use this link
- Download the UB Virtual Banking app from the App Store or Play Store
- Create a profile or opt for a quick call login
- Log in to your profile with your email address
- Select a video session login
- Open a 1-2-3 Rewards Checking rate with Union Bank
- When you meet the two qualifications stated below:
- At least 15 debit card purchases ($15 minimum each)
- At least $1k of direct deposit(s)
- At least one ACH debit (automatic bill or online bill payment)
- Receive e-Statements
| Balance Requirement | APY Rate |
| $0.01 – $1,000 | 0.05% |
| $1,000.01- $15,0000 | 1.51% |
| $15,000.01 – $25,000 | 3.05% |
| $25,000+ | 2.07% |
Account Features
- Free Digital Banking, Bill Pay, and Mobile Deposit
- Debit MasterCard® – Add additional layers of protection with our CardValet App and MasterCard Secure Code
- Free eStatements
- Free ATM access to all Gulf Coast Banks and ATMs within the Community Cash Network
- FDIC Insured
- No minimum balance to earn rewards
Alternative Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Bottom Line
Make sure you check out Union Bank to learn more about the 3.05% APY promotion on their 1-2-3 Rewards Checking Account. Remember that if your balance is over $20,0000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Union Bank 1-2-3 Rewards Checking Account.
1. There are 3 MANDATORY needs to be fulfilled for the interest reward NOT 2 (as you mentioned)
Receive a combined total of $1,000 directly deposited into the account
Make 15 or more debit card purchases of at least $15 each
Have one electronic ACH debit from the account (i.e. an automatic bill or Bill Payment through online banking)
2. Where do you see that its FDIC insured ?
I can just see member FDIC mentioned in their website. Does that mean all the 1-2-3 checking account is FDIC insured ?