US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees, but their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

While Citibank only operates on 700 branches across the U.S. They offer credit cards and banking services, but their service fees and balance requirements are more on the higher side.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.


	US Bank	Citi
Locations	More than 3,000 branches across the U.S. (Locator)	700 Citibank branches across 13 states (Mostly in California and New York)
ATMs	More than 4,700 ATMs	2400 ATMs across the country. Also works at all MoneyPass ATMs
Savings	3/5	3/5
CD	4/5	3/5
Checking	3/5	3/5
Money Market	3/5	N/A
Customer Service	4.5/5	4/5
Mobile App	4.5/5	4.5/5
Pros	-Promo CD with high APY -Free student account -24/7 customer service	-Perks for high balance customers -Many fee-free ATMs -Global presence
Cons	-High minimums to waive fees – Low savings	-No free checking option -Higher balance requirements -Low savings APY
Bottom Line	US Bank offers a wide selection of accounts catered to your needs	Citibank is offers credit cards and banking services, but it’s more geared towards people who have high balances in their deposit account.

Table of Contents

U.S. Bank Promotions

See the latest U.S. Bank Promotions.

Citibank Promotions

See our Citibank Savings review and the latest bank Citibank Promotions.

See our Citibank Priority Account Package review and the latest bank Citibank Promotions.

Bottom Line

Which Bank is Better: US Bank or Citibank?

In summary:

US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.
Citibank is different compared to other banks because they only offer a package of both checking and savings account when opening an account. Citi can be especially beneficial for those who travel or need access to a large ATM network.

For other banking options, see our list of the best bank account bonuses & savings account offers.