Find the latest Utah First Credit Union CD Rates, offers, and promotions here.
Best CD Rates: 5.00% APY, 22-Month CD, $2000 minimum deposit
Availability: Nationwide. Simply join the Community Volunteers of Utah for $5 to qualify for membership.
Credit Inquiry: Hard Pull
About Utah FCU CD Rates
Available for residents nationwide, Utah First Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Utah First Credit Union is now offering great rates such as the 5.00% APY 22-Month CD Rate Special. With a unique selection of lengths to choose from, you can be sure to find an account that best fits all your banking needs.
Not only do you get an account, but you can also take advantage of a low required minimum balance of just $2000. The 22-month CD is also available as an IRA Certificate (Traditional, Roth, CESA), earning the same APY with the same funding requirements.
Eligibility: Anyone is eligible for membership if you meet one of the requirements such as working for a participating employer. For more details please refer to the Full Membership Requirements. If not, you can join the Community Volunteers of Utah, qualifies for membership in Utah First. The $5 first year Community Volunteers fee will be included in the initial deposit at Utah First.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 2.00% | $2,000 |
| 12-Month | 3.00% | $2,000 |
| 18-Month | 4.00% | $2,000 |
| 22-Month | 5.00% | $2,000 |
| 36-Month | 3.70% | $2,000 |
| 48-Month | 3.80% | $2,000 |
| 60-Month | 4.00% | $2,000 |
*The above rates are accurate as of 12/12/2022
Utah First Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Utah First Credit Union pays the highest APY rate with a 5.00% APY 22-Month CD Rate Special.
With as little as $2000, you can invest in a CD account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $2000
- Maximum deposit: —
- Early withdrawal penalty: 180 days interest
| Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
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Bottom Line
If you are interested in a short or long term CD then, Utah First Credit Union is currently offering great CD rates such as the 5.00% APY 22-Month CD Rate Special. This is a great opportunity to invest in a high-interest CD with Utah First Credit Union.
However, if you are not currently interested, then be sure to see our complete list of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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