Available to all residents nationwide, Utah First Credit Union is offering a wide variety of different products. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 6-months to 60-months with 1.50% to 3.50% APY Rates. They also have a special 12-month CD term with 2.50% APY on $50 balances or more. By joining Utah First Credit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Eligibility: If you work for a participating employer or if you belong to a current member’s immediate family, you are automatically eligible. Another way to join is to be part of the Community Volunteers of Utah. Be sure to visit their membership page for more information.
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Utah First Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Utah First Credit Union’s Best CD Offer pays the highest APY rate with a 2.50% APY rate for their 12-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Utah First Credit Union’s CDs and their rates listed below.
Standard CD Rates:
| Term | APY Rate | Minimum Deposit | Specific Term |
| 12-month CD | 2.50% | $50 | Best 12-Month CD Rates |
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.50% | $1,000 |
| 12-Month | 2.50% | $1,000 |
| 18-Month | 2.50% | $1,000 |
| 24-Month | 2.75% | $1,000 |
| 36-Month | 3.00% | $1,000 |
| 48-Month | 3.25% | $1,000 |
| 60-Month | 3.50% | $1,000 |
Editor’s Note: Valid as of 11/30/2018.
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Check out this offer from Utah First Credit Union. When you open a Dedicated Savings Account you can earn a 2.50% APY! This rate is great for balances $50 and above. Be sure to take advantage of the services they have to offer along with these savings. It is easy to maintain and easy to earn the the rate so it is easy to make your money grow! It takes just minutes online, so open an account today! Sign up for a CD with First Florida Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
Thank you for being a reader Melina! The 2.25% APY is for the Dedicated Savings Account with a $50 minimum deposit per their website. I would suggest contacting your local CSR again.
Your page says savings account at 2.25% however, when I called I was told that this rate is for a CD, not a regular savings.
It’ not a savings account, its a CD with a 90 interest penalty for early withdrawal.