VirtualBank is offering customers across the US the chance to earn at a competitive rate of 1.78% APY on a 4-year online CD. To apply for an account online, you must be a U.S. Citizen or resident alien, have a U.S. address and be 18 years or older. You also must have a social security number and a U.S. Drivers license or state issued ID. Once you have everything together, you can open a CD account with a minimum of $10,000 and then enjoy daily compounded interest with no monthly maintenance fees.
VirtualBank CD Account:
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- Account Type: eCD Account
- APY Rate: 1.78%
- Availability: Nationwide
- CD Length: 4 years
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $10,000
- Additional Requirements: None
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Unknown
Why You Should Apply for This Account:
Easy Funds Transfer: VirtualBank offers free monthly transfers of interest from your eCD to your connected personal checking account.
Competitive Rate: At 1.78% APY, the 4-year CD account earns at one of the highest rates in the country. Plus, it’s offered with no monthly/maintenance fees attached to the account.
Security: VirtualBank uses 128 bit SSL encryption when exchanging data with you.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Check out VirtualBank‘s online 4-year CD account and sign up to earn interest at a competitive rate of 1.78% APY. If you have at least $10,000 to invest and you’re looking for a guaranteed return, you should definitely consider a CD from VirtualBank. Keep in mind that you won’t be able to access your funds once you sign up. If you’re trying to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from our complete list!
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