Learn more about Vista Bank VistaSmart Checking Account here.
Available in many states, Vista Bank is offering a very generous 2.49% APY on balances up to $30,000 on their VistaSmart Checking Account.
About Vista Bank VistaSmart Checking
With a rich 108-year history of entrepreneurs banking entrepreneurs, Vista operates more like a start-up than a traditional Bank; offering cutting-edge solutions for personal and commercial clients alike, while never sacrificing their top priority – People First.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Vista Bank VistaSmart Checking Rate
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Residents of many states can earn a generous rate on balances up to $30,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 2.49% APY up to $30,000
- Eligible Accounts: VistaSmart Checking Account
- Credit Inquiry: Unknown, let us know
- Where it’s available: TX (Branch Locator)
- Opening Deposit: $100
- Credit Card Funding: Unknown, let us know
- Monthly fee:$4.99 monthly fee waived if you have 2 minimum direct deposit or ACH transaction per month;
(FDIC Insured)
How To Earn Up to 2.49% APY Rate
- Open a VistaSmart Checking Account with an opening deposit of any amount.
- Meet the following requirements each month to receive the 2.49% APY rate:
- At least 15 debit card purchases.
- At least one Direct Deposit or ACH.
- Receive eStatements.
| Balance Requirement | APY Rate |
| $0.01-$30,000 | 2.49% APY |
| $30,000+ | 0.25% APY |
Account Features
- No minimum balance required
- Free debit card & bill pay
- No monthly service fee
- Unlimited check writing
- Free online banking & bill pay with eStatements
- $100 minimum deposit to open
Bottom Line
Be sure to check out this account to earn a very generous rate on your funds. The rate is very high and the direct deposit requirement is rather simple to meet. Additionally, if you meet this requirement, the monthly fee will be waived.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Vista Bank’s VistaSmart Checking Account.
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