My favorite and only everyday’s brick & mortar bank is Washington Mutual. Their rate just jump from 3.30% to 3.75% APY. By signing up online, you will get free checking + 3.75% APY Savings account. You can’t beat that for a brick & mortar bank! From personal experience, I get great customer service. If you ever overdraft your account, they will give you one freebie per year. Did I mention that you will get free bill pay and free checks for life? There is no monthly checking fees. If you do use their debit card, get 3 cents back on each purchase. Wow! Simply amazing.
This bank deserves Hustler’s 5 out 5 stars rating. If you already has a WaMu account and you are not getting the 3.75% APY rate, simply open this new one and close your old one. Open now by clicking through the link below.
Open a free checking and high-yield savings account, with a 3.75% APY by filling out the WaMu Free Checking™ application. Learn more!
And if you apply for a WaMu’s ESPN credit card(2500 Bonus Points), you get to see your FICO score for free each month.
Their website did not want to take my credit card for the opening deposit, and they blamed my card issuer. When I called the card issuer, they had no record of the attempted transaction. Annoying.
ACH function works great. My Revolution Money Exchange account took less than 2 days to transfer.
How is their ACH function? I’ve read that it’s a bit cumbersome.