Wells Fargo offers nationwide access with more than 5,400 branch locations and 13,000 ATMs across the state.

They offer your basic banking needs as well as a variety of unique checking accounts like Teen Checking or Opportunity Checking for those who have financial troubles.

Compared to Bank of America who’s located in more than 5,000 locations and 16,000 ATMs nationwide.

They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.

See the latest $100 bonus offer.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.

You can find all Wells Fargo Promotions here.


	Wells Fargo	Bank of America
Locations	5,400 retail banking branches coast to coast. (Locator)	Over 5,000 locations (Locator)
ATMs	More than 13,000 ATMs across the country.	Over 1,800 ATMs
Savings	2.5/5	3/5
CD	2/5	2/5
Checking	4/5	2.5/5
Money Market	N/A	N/A
Customer Service	4/5	4/5
Mobile App	4.5/5	4.5/5
Pros	-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring	-National availability -Extended customer service hours -Full service bank
Cons	– Make minimal interest – Pay a fee for overdraft protection	-No free checking option – Low interest rate -Many miscellaneous banking fees
Bottom Line	Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.	Bank of America operates nationwide offering many account options like checking, savings, and more!

Table of Contents

Wells Fargo Promotions

Learn more about the Wells Fargo offer and the latest Wells Fargo Promotions.

Wells Fargo Credit Cards

Wells Fargo Cash Wise Visa® CardWells Fargo Propel American Express® Card

See our review of the Wells Fargo Cash Wise Visa® Card & the latest Wells Fargo Promotions.

See our review of the Wells Fargo Propel American Express^® Card & the latest Wells Fargo Promotions.

Bottom Line

Which Bank is Better: Wells Fargo or Bank of America?

In summary:

Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
Bank of America has many account options and their user friendly interface and mobile app is noteworthy. However, they aren’t as widespread as Wells Fargo.

For other banking options, see our list of the best bank account bonuses & savings account offers.