Available for residents of Tennessee, Y-12 Federal Credit Union has a large range of products and services fit for your financial goals and aspirations. There are many different accounts and loan options specific for your needs and best of all, they offer incredible rates to help you maximize your saving potential. They currently offer standard CD rates from 3 to 60 months with 0.10% to 1.50% APY rates. By joining Y-12 Federal Credit Union, you will get to enjoy and take advantage of higher interest rates compared to a regular savings account. They are currently offering a CD special of a 2.55% APY rate for a 3-month term! That’s greater savings with a fixed rate and all you need is $500 to get started. If you are interested, make sure to check out Y-12 Federal Credit Union at your nearest local branch and sign up for a CD today!
Eligibility: Membership extends to anyone who lives, works, worships, or attends school in Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union counties. Check out their Membership Eligibility Requirements to see all of the possible ways to join!
Y-12 Federal Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Y-12 Federal Credit Union pays the highest APY rate of 2.55 APY rate with their current 3-Month CD special of 2.55% APY. They also offer many other great great at different terms if you prefer a shorter or longer CD term. Y-12 Federal Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit | How They Compare |
| 3 Month | 2.55% | $500 | Best 6 to 9-Month CD Rates |
Certificates of Deposits Rates:
| Minimum Deposit | $500 – $9,999 | $10,000 – $49,999 | $50,000 – $99,999 | $100,000+ |
|---|---|---|---|---|
| Term | APY Rate | APY Rate | APY Rate | APY Rate |
| 3 Month | 0.10% | 0.15% | 0.20% | 0.25% |
| 6 Month | 0.15% | 0.20% | 0.25% | 0.30% |
| 12 Month | 0.55% | 0.60% | 0.65% | 0.70% |
| 13 Month | 0.40% | 0.45% | 0.50% | 0.55% |
| 18 Month | 1.35% | 1.40% | 1.45% | 1.50% |
| 24 Month | 0.85% | 0.90% | 0.95% | 1.00% |
| 25 Month | – | 0.70% | 0.75% | 0.80% |
| 36 Month | 0.90% | .095% | 1.00% | 1.05% |
| 60 Month | 1.10% | 1.15% | 1.20% | 1.25% |
*Rates Effective As Of 11/01/2017
CD Features:
- Competitive interest rates
- Dividends calculated daily
- Dividends compounded/posted monthly
- NCUA Insured
Bottom Line:
If you are interested in a short term or long term CD, then Y-12 Federal Credit Union might be the one for you offering standard and special CD rates that go up to 2.55% APY on 3 month term. All you need to do is to pick your CD term, make the minimum $500 balance requirement, and watch your money grow. You can also be rest assured that Arbor Financial Credit Union is insured up to $250,000 by the NCUA. Keep in mind that the account automatically renews to a 24-month share certificate at the current rate unless changes are made during the 7-day grace period. Sign up for a CD with Arbor Financial Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, then check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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